@font-face{font-family:'Poppins';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/poppins-v24-latin-regular.woff2) format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/poppins-v24-latin-500.woff2) format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/poppins-v24-latin-600.woff2) format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/poppins-v24-latin-700.woff2) format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:800;font-display:swap;src:url(/assets/fonts/poppins-v24-latin-800.woff2) format('woff2');}

:root{
  --bg:#EDF2FA;
  --surface:#FFFFFF;
  --surface-2:#F6F9FE;
  --navy:#0D1B2E;
  --accent:#2176FF;
  --accent-hover:#1A5FD6;
  --accent-soft:#E2ECFF;
  --text:#3B4859;
  --muted:#6D7C91;
  --border:#DCE5F2;
  --ok:#1D9A6C;
  --warn:#C2410C;

  --r-sm:10px; --r-md:16px; --r-lg:24px; --r-pill:999px;
  --shadow-sm:0 1px 2px rgba(13,27,46,.05), 0 2px 8px rgba(13,27,46,.05);
  --shadow-md:0 4px 12px rgba(13,27,46,.06), 0 12px 32px rgba(13,27,46,.07);
  --shadow-cta:0 6px 18px rgba(33,118,255,.28);

  --pad:20px;
  --maxw:1120px;
  --font:'Poppins','Segoe UI',system-ui,-apple-system,'Helvetica Neue',Arial,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:var(--font);
  font-size:16px;
  font-weight:400;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  
  padding-bottom:76px;
}
@media (min-width:900px){ body{padding-bottom:0}}

img{max-width:100%;height:auto;display:block}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{color:var(--navy);font-weight:800;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:var(--fs-36-55)}
h2{font-size:var(--fs-19-36)}
h3{font-size:19px;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}
ul{margin:0 0 1em;padding-left:1.15em}
li{margin-bottom:.45em}
strong{color:var(--navy);font-weight:700}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:4px}

.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:var(--pad)}
section{padding-block:60px}
@media (min-width:900px){ section{padding-block:100px}}

.eyebrow{
  display:inline-block;font-size:12px;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--accent);margin-bottom:10px;
}
.lead{font-size:var(--fs-16-19);color:var(--muted);max-width:62ch}
.center{text-align:center}
.center .lead{margin-inline:auto}
.sect-head{margin-bottom:40px}
@media (min-width:900px){ .sect-head{margin-bottom:60px}}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:inherit;font-size:16px;font-weight:700;
  padding:20px 20px;border-radius:var(--r-pill);border:2px solid transparent;
  cursor:pointer;text-align:center;text-decoration:none;
  transition:transform .16s ease, background .16s ease, box-shadow .16s ease;
  min-height:54px;width:100%;
}
.btn:hover{text-decoration:none}
@media (min-width:560px){ .btn{width:auto}}
.btn-primary{background:var(--accent);color:#fff;box-shadow:var(--shadow-cta)}
.btn-primary:hover{background:var(--accent-hover);transform:translateY(-2px)}
.btn-ghost{background:var(--surface);color:var(--navy);border-color:var(--border);box-shadow:var(--shadow-sm)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent);transform:translateY(-2px)}
.btn-lg{font-size:16px;padding:20px 40px;min-height:60px}

.btn-row{display:flex;flex-direction:column;gap:10px}
@media (min-width:560px){ .btn-row{flex-direction:row;flex-wrap:wrap}}
.center .btn-row{align-items:center}
@media (min-width:560px){ .center .btn-row{justify-content:center}}

.reassure{
  display:flex;flex-wrap:wrap;gap:10px 20px;align-items:center;
  margin-top:10px;font-size:14px;color:var(--muted);font-weight:500;
}
.center .reassure{justify-content:center}
.reassure span{display:inline-flex;align-items:center;gap:10px;white-space:nowrap}
.reassure span::before{
  content:"";width:15px;height:15px;flex:0 0 15px;border-radius:50%;
  background:var(--ok);
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M20 6L9 17l-5-5' fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/contain no-repeat;
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M20 6L9 17l-5-5' fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/contain no-repeat;
}

.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(237,242,250,.88);
  backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
  border-bottom:1px solid transparent;transition:border-color .2s, box-shadow .2s;
}
.site-header.scrolled{border-bottom-color:var(--border);box-shadow:0 2px 14px rgba(13,27,46,.05)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;height:66px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:16px;letter-spacing:-.02em}
.logo:hover{text-decoration:none}
.nav{display:none}
@media (min-width:900px){
  .nav{display:flex;align-items:center;gap:40px}
  .nav a{color:var(--text);font-weight:600;font-size:14px}
  .nav a:hover{color:var(--accent);text-decoration:none}}
.header-cta{display:none}
@media (min-width:900px){ .header-cta{display:inline-flex;width:auto;padding:10px 20px;min-height:46px;font-size:14px}}

.hero{padding-top:40px;padding-bottom:40px}
@media (min-width:900px){ .hero{padding-top:80px;padding-bottom:80px}}
.hero-grid{display:grid;gap:40px}
@media (min-width:900px){ .hero-grid{grid-template-columns:1.08fr .92fr;gap:60px;align-items:center}}
.hero h1{margin-bottom:20px}
.hero h1 .hl{color:var(--accent)}
.hero .lead{font-size:var(--fs-16-19);margin-bottom:20px}

.hero-badge{
  display:inline-flex;align-items:center;gap:10px;background:var(--surface);
  border:1px solid var(--border);border-radius:var(--r-pill);
  padding:10px 20px 10px 10px;font-size:14px;font-weight:600;color:var(--navy);
  box-shadow:var(--shadow-sm);margin-bottom:20px;
}
.hero-badge b{color:var(--accent)}
.dot{width:8px;height:8px;border-radius:50%;background:var(--ok);flex:0 0 8px;box-shadow:0 0 0 3px rgba(29,154,108,.18)}
.hero .lead{margin-bottom:10px}

.trustbar{background:var(--surface);border-block:1px solid var(--border);padding-block:40px}
@media (min-width:900px){ .trustbar{padding-block:40px}}
.trust-label{
  text-align:center;font-size:12px;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--muted);margin-bottom:20px;
}
.stats{display:grid;grid-template-columns:1fr;gap:20px 10px;text-align:center}
@media (min-width:640px){ .stats{grid-template-columns:repeat(3,1fr);gap:20px}}
.stats > div{max-width:34ch;margin-inline:auto}
.stats .v{
  display:block;font-size:var(--fs-19-36);font-weight:800;color:var(--navy);
  letter-spacing:-.03em;
}
.stats .v em{font-style:normal;color:var(--accent)}
.stats .k{display:block;font-size:14px;color:var(--muted);font-weight:600;margin-top:10px}

.echo{list-style:none;margin:0;padding:0;display:grid;gap:10px}
@media (min-width:640px){ .echo{grid-template-columns:repeat(2,1fr);gap:20px}}
@media (min-width:1000px){ .echo{grid-template-columns:repeat(3,1fr)}}
.echo li{
  margin:0;background:var(--surface);border:1px solid var(--border);
  border-left:3px solid var(--accent);border-radius:0 var(--r-lg) var(--r-lg) 0;
  padding:20px 20px;box-shadow:var(--shadow-sm);
  font-size:16px;font-style:italic;color:var(--navy);
}

.decide{
  max-width:760px;margin:0 auto;text-align:center;
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:40px 20px;box-shadow:var(--shadow-sm);
}
@media (min-width:760px){ .decide{padding:40px 60px}}
.decide h2{margin-bottom:20px}
.decide p{font-size:16px;margin-bottom:20px}
.decide p:last-child{margin-bottom:0}
.decide-turn{
  font-size:16px;font-weight:600;color:var(--navy);
  border-top:1px solid var(--border);border-bottom:1px solid var(--border);
  padding:20px 0;margin:20px 0;
}

.calc-sec{background:var(--surface);border-block:1px solid var(--border)}
.calc{display:grid;gap:20px}
@media (min-width:940px){ .calc{grid-template-columns:.95fr 1.05fr;gap:40px;align-items:start}}
.calc-inputs{
  background:var(--surface-2);border:1px solid var(--border);
  border-radius:var(--r-lg);padding:20px 20px;
}
@media (min-width:900px){ .calc-inputs{padding:40px 20px}}
.field{margin-bottom:20px}
.field:last-of-type{margin-bottom:0}
.field label{display:block;font-size:14px;font-weight:700;color:var(--navy);margin-bottom:4px}
.field .hint{font-size:14px;color:var(--muted);margin-bottom:10px}
.field-val{
  display:inline-block;background:var(--accent-soft);color:var(--accent);
  font-weight:800;font-size:16px;padding:3px 10px;border-radius:var(--r-pill);margin-bottom:10px;
}
input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;
  background:var(--border);outline:none;margin:0;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;
  background:var(--accent);border:3px solid #fff;box-shadow:var(--shadow-cta);cursor:pointer;
}
input[type=range]::-moz-range-thumb{
  width:26px;height:26px;border-radius:50%;background:var(--accent);
  border:3px solid #fff;box-shadow:var(--shadow-cta);cursor:pointer;
}
.range-ends{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);margin-top:10px;font-weight:600}

.calc-out{
  background:var(--navy);color:#fff;border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-md);
}
@media (min-width:900px){ .calc-out{padding:40px 40px}}
.calc-out h3{color:#fff;font-size:16px;margin-bottom:10px;font-weight:700}
.calc-out .sub{font-size:14px;color:#A9BBD4;margin-bottom:20px}
.big-num{
  font-size:var(--fs-36-55);font-weight:800;color:#fff;
  letter-spacing:-.035em;margin-bottom:10px;
}
.big-num small{font-size:.42em;font-weight:700;color:#A9BBD4;letter-spacing:0}
.big-cap{font-size:14px;color:#A9BBD4;margin-bottom:20px}

.anchor{
  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);
  border-radius:var(--r-md);padding:20px;display:flex;gap:10px;align-items:center;margin-bottom:20px;
}
.anchor .ico{font-size:36px;flex:0 0 auto}
.anchor .t{font-size:19px;font-weight:800;color:#fff;letter-spacing:-.02em}
.anchor .t span{color:#7FB0FF}
.anchor .d{font-size:14px;color:#A9BBD4;margin-top:3px}

.calc-out .btn-primary{background:var(--accent)}
.calc-out .btn-primary:hover{background:#4A90FF}
.calc-out .reassure{color:#A9BBD4}
.disclaimer{
  font-size:12px;color:var(--muted);
  background:var(--surface-2);border:1px solid var(--border);border-radius:var(--r-md);
  padding:10px 20px;margin-top:20px;
}
.calc-out .disclaimer{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12);color:#8FA4C2;margin-top:20px}

.cards{display:grid;gap:20px}
@media (min-width:640px){ .cards{grid-template-columns:repeat(2,1fr);gap:20px}}
@media (min-width:1000px){ .cards{grid-template-columns:repeat(3,1fr)}}
.card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-sm);
  transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}

.card-ico{
  width:44px;height:44px;border-radius:13px;background:var(--accent-soft);
  display:grid;place-items:center;font-size:19px;margin-bottom:20px;
}
.card h3{font-size:16px;margin-bottom:10px}
.card p{font-size:14px;margin-bottom:0;color:var(--muted)}
.card .tag{
  display:inline-block;margin-top:10px;font-size:12px;font-weight:700;
  color:var(--accent);background:var(--accent-soft);padding:4px 10px;border-radius:var(--r-pill);
}

.about-grid{display:grid;gap:40px}
@media (min-width:900px){ .about-grid{grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}}
.about-photo{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  box-shadow:var(--shadow-md);overflow:hidden;
}
.about-photo .cap{padding:20px 20px;border-top:1px solid var(--border)}
.about-photo .cap b{display:block;color:var(--navy);font-size:16px}
.about-photo .cap small{font-size:14px;color:var(--muted)}
.story-box{
  background:var(--accent-soft);border:1px solid var(--accent);
  border-radius:var(--r-lg);padding:20px 20px;margin:20px 0;
}
@media (min-width:900px){ .story-box{padding:20px 20px}}
.story-box h3{font-size:19px;margin-bottom:10px}
.story-box p{margin:0;font-size:14px}
.story-box p + .story-consequence{
  margin-top:20px;padding-top:20px;border-top:1px solid var(--accent);
  font-size:16px;font-weight:600;color:var(--navy);
}
.story-box .story-why{
  margin-top:10px;font-size:14px;font-weight:400;color:var(--muted);
}

.minutes{list-style:none;margin:0 auto;padding:0;max-width:720px;display:grid;gap:10px}
.minutes li{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-sm);display:grid;gap:10px;
}
@media (min-width:640px){
  .minutes li{grid-template-columns:132px 1fr;gap:20px;align-items:start;padding:20px 20px}}
.minutes .min{
  justify-self:start;white-space:nowrap;
  font-size:14px;font-weight:700;color:var(--accent);
  background:var(--accent-soft);padding:10px 10px;border-radius:var(--r-pill);
}
.minutes p{margin:0;font-size:14px}
.minutes-foot{
  max-width:720px;margin:20px auto 0;text-align:center;
  font-size:14px;color:var(--muted);
}
.creds{display:grid;gap:10px;margin-top:20px;padding:0;list-style:none}
.creds li{
  display:flex;gap:10px;align-items:flex-start;margin:0;font-size:14px;
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);padding:10px 20px;
}
.creds .m{
  width:21px;height:21px;flex:0 0 21px;border-radius:50%;background:#DFF3EA;color:var(--ok);
  display:grid;place-items:center;font-size:12px;font-weight:800;margin-top:2px;
}

.flow{display:flex;flex-wrap:wrap;justify-content:center;gap:20px;counter-reset:s}
@media (min-width:880px){ .flow{gap:20px}}
.flow-step{
  flex:1 1 100%;
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-sm);position:relative;
}
@media (min-width:880px){ .flow-step{flex:0 1 calc(33.333% - 16px)}}
.flow-step .n{
  width:44px;height:44px;border-radius:14px;background:var(--navy);color:#fff;
  font-size:19px;font-weight:800;display:grid;place-items:center;margin-bottom:20px;
}
.flow-step:nth-child(2) .n{background:var(--accent)}
.flow-step h3{font-size:19px;margin-bottom:10px}
.flow-step p{font-size:14px;color:var(--muted);margin-bottom:10px}
.flow-step .when{
  display:inline-block;font-size:12px;font-weight:700;color:var(--accent);
  background:var(--accent-soft);padding:4px 10px;border-radius:var(--r-pill);
}

.tsts{display:grid;gap:20px}
@media (min-width:760px){ .tsts{grid-template-columns:repeat(3,1fr);gap:20px}}
.tst{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;
}
.tst h3{font-size:19px;margin-bottom:20px}
.tst blockquote{margin:0 0 20px;font-size:14px;color:var(--text);flex:1}
.tst-who{display:flex;align-items:center;gap:10px;padding-top:20px;border-top:1px solid var(--border)}
.tst-who .av{
  width:42px;height:42px;flex:0 0 42px;border-radius:50%;background:var(--accent-soft);
  color:var(--accent);font-weight:800;font-size:14px;display:grid;place-items:center;
}
.tst-who b{display:block;color:var(--navy);font-size:14px}
.tst-who small{font-size:14px;color:var(--muted)}

.pricing-sec{background:var(--surface);border-block:1px solid var(--border)}
.price-card{
  max-width:760px;margin-inline:auto;background:var(--surface-2);
  border:2px solid var(--accent);border-radius:var(--r-lg);
  padding:40px 20px;box-shadow:var(--shadow-md);text-align:center;position:relative;
}
@media (min-width:900px){ .price-card{padding:40px 40px}}
.price-flag{
  position:absolute;top:-14px;left:50%;transform:translateX(-50%);
  background:var(--accent);color:#fff;font-size:12px;font-weight:700;
  letter-spacing:.1em;text-transform:uppercase;padding:10px 20px;border-radius:var(--r-pill);
  white-space:nowrap;box-shadow:var(--shadow-cta);
}
.price-inc{
  display:grid;gap:10px;text-align:left;margin:0 0 20px;padding:0;list-style:none;
  max-width:520px;margin-inline:auto;
}
.price-inc li{display:flex;gap:10px;align-items:flex-start;margin:0;font-size:14px}
.price-inc .m{
  width:22px;height:22px;flex:0 0 22px;border-radius:50%;background:#DFF3EA;color:var(--ok);
  display:grid;place-items:center;font-size:14px;font-weight:800;margin-top:1px;
}
.price-how{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);
  padding:20px 20px;text-align:left;margin-bottom:20px;
}
.price-how h4{font-size:14px;color:var(--navy);margin:0 0 10px;font-weight:700}
.price-how p{font-size:14px;color:var(--muted);margin:0 0 .7em}
.price-how p:last-child{margin-bottom:0}

.faq{max-width:820px;margin-inline:auto;display:grid;gap:10px}
.faq details{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);
  overflow:hidden;transition:border-color .2s, box-shadow .2s;
}
.faq details[open]{border-color:var(--accent);box-shadow:var(--shadow-sm)}
.faq summary{
  cursor:pointer;list-style:none;padding:20px 60px 20px 20px;position:relative;
  font-weight:700;color:var(--navy);font-size:16px;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";position:absolute;right:20px;top:50%;width:12px;height:12px;
  border-right:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);
  transform:translateY(-70%) rotate(45deg);transition:transform .22s ease;
}
.faq details[open] summary::after{transform:translateY(-25%) rotate(-135deg)}
.faq .a{padding:0 20px 20px;font-size:14px;color:var(--text)}
.faq .a p:last-child{margin-bottom:0}

.final{background:var(--surface);border-block:1px solid var(--border)}
.final-card{
  max-width:820px;margin-inline:auto;text-align:center;
  background:linear-gradient(165deg,#F6F9FE,#E4EDFF);
  border:1px solid var(--border);border-radius:var(--r-lg);
  padding:40px 20px;box-shadow:var(--shadow-md);
}
@media (min-width:900px){ .final-card{padding:60px 60px}}
.final-card h2{margin-bottom:10px}
.final-card .lead{margin:0 auto 20px}

.site-footer{background:var(--navy);color:#A9BBD4;padding-block:40px 20px;font-size:14px}
.foot-grid{display:grid;gap:40px}
@media (min-width:820px){ .foot-grid{grid-template-columns:1.5fr 1fr 1fr;gap:40px}}
.site-footer h4{color:#fff;font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin:0 0 10px;font-weight:700}
.site-footer a{color:#A9BBD4}
.site-footer a:hover{color:#fff}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.site-footer li{margin:0}
.legal{
  margin-top:40px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);
  font-size:12px;color:#8FA4C2;
}
.legal b{color:#C8D6EA;font-weight:700}
.copy{margin-top:20px;font-size:12px;color:#7F92AC}

.qual{display:grid;gap:20px}
@media (min-width:860px){ .qual{grid-template-columns:1fr 1fr;gap:20px}}
.qual > div{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-sm);
}
@media (min-width:900px){ .qual > div{padding:40px 20px}}
.qual .yes,.qual .no{display:flex;align-items:center;gap:10px;font-size:19px;margin-bottom:20px}
.qual .yes::before,.qual .no::before{
  content:"";width:15px;height:15px;flex:0 0 15px;border-radius:50%;display:inline-block;
}
.qual .yes::before{background:var(--ok)}
.qual .no::before{background:var(--warn)}
.qlist{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.qlist li{display:flex;gap:10px;align-items:flex-start;margin:0;font-size:14px}
.qlist li::before{
  content:"";width:7px;height:7px;flex:0 0 7px;border-radius:50%;margin-top:10px;
}
.qlist--yes li::before{background:var(--ok)}
.qlist--no li::before{background:var(--warn)}

.numin,.selin{
  width:100%;font-family:inherit;font-weight:600;font-size:14px;color:var(--navy);
  border:1.6px solid var(--border);border-radius:10px;padding:10px 10px;background:#fff;
  transition:border-color .15s;-webkit-appearance:none;appearance:none;
}
.numin:focus,.selin:focus{border-color:var(--accent);outline:none}
.selin{
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M6 9l6 6 6-6' fill='none' stroke='%236D7C91' stroke-width='2.4' stroke-linecap='round'/></svg>");
  background-repeat:no-repeat;background-position:right 12px center;background-size:18px;padding-right:40px;
}
.res{display:grid;gap:10px;margin-bottom:20px}
@media (min-width:520px){ .res{grid-template-columns:1fr 1fr}}
.brk{display:flex;justify-content:space-between;gap:10px;font-size:14px;color:#A9BBD4;padding:4px 0}
.brk b{color:#E3ECFA;font-weight:700;white-space:nowrap}

details.assum{
  background:var(--surface-2);border:1px solid var(--border);
  border-radius:var(--r-md);padding:4px 20px;
}
details.assum summary{
  cursor:pointer;list-style:none;padding:20px 0;font-weight:700;color:var(--navy);
  font-size:14px;position:relative;padding-right:40px;
}
details.assum summary::-webkit-details-marker{display:none}
details.assum summary::after{
  content:"";position:absolute;right:4px;top:50%;width:10px;height:10px;
  border-right:2.2px solid var(--accent);border-bottom:2.2px solid var(--accent);
  transform:translateY(-70%) rotate(45deg);transition:transform .22s ease;
}
details.assum[open] summary::after{transform:translateY(-25%) rotate(-135deg)}
details.assum .disclaimer{background:none;border:none;padding:0;margin:0 0 10px}
details.assum .disclaimer:last-child{margin-bottom:20px}

.contact-grid{display:grid;gap:20px;text-align:left}
@media (min-width:900px){ .contact-grid{grid-template-columns:1fr 1fr;gap:40px;align-items:start}}
.form-card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);
  padding:20px 20px;box-shadow:var(--shadow-sm);
}
@media (min-width:900px){ .form-card{padding:40px 20px}}
.form-card h3{font-size:19px;margin-bottom:10px}
.form-card > p{font-size:14px;color:var(--muted);margin-bottom:20px}
.form-field{margin-bottom:20px}
.form-field label{display:block;font-size:14px;font-weight:700;color:var(--navy);margin-bottom:10px}
.form-field textarea{min-height:110px;resize:vertical}
.consent{
  display:flex;gap:10px;align-items:flex-start;font-size:14px;
  color:var(--muted);margin:20px 0 20px;cursor:pointer;
}
.consent input{width:19px;height:19px;flex:0 0 19px;margin-top:2px;accent-color:var(--accent);cursor:pointer}
.form-alt{font-size:14px;color:var(--muted);margin-top:20px}

.sticky-cta{
  position:fixed;left:0;right:0;bottom:0;z-index:70;
  background:rgba(255,255,255,.97);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
  border-top:1px solid var(--border);box-shadow:0 -4px 20px rgba(13,27,46,.09);
  padding:10px var(--pad) calc(10px + env(safe-area-inset-bottom));
  display:flex;align-items:center;gap:10px;
  transform:translateY(105%);transition:transform .28s cubic-bezier(.16,1,.3,1);
}
.sticky-cta.show{transform:translateY(0)}
.sticky-cta .txt{flex:1;min-width:0}
.sticky-cta .txt b{display:block;color:var(--navy);font-size:14px;font-weight:700}
.sticky-cta .txt small{display:block;font-size:12px;color:var(--muted)}
.sticky-cta .btn{width:auto;flex:0 0 auto;padding:10px 20px;min-height:48px;font-size:14px}
@media (min-width:900px){ .sticky-cta{display:none}}

.hero{position:relative;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-1;pointer-events:none;overflow:hidden}
.hero-bg::after{
  content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(13,27,46,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(13,27,46,.045) 1px,transparent 1px);
  background-size:48px 48px;
  -webkit-mask-image:radial-gradient(70% 60% at 50% 30%,#000 30%,transparent 80%);
  mask-image:radial-gradient(70% 60% at 50% 30%,#000 30%,transparent 80%);
}
.blob{position:absolute;border-radius:50%;filter:blur(90px);opacity:.42;will-change:transform}
.blob--1{width:34rem;height:34rem;background:#0D1B2E;top:-10rem;left:-12rem;opacity:.16;animation:blobA 18s ease-in-out infinite alternate}
.blob--2{width:30rem;height:30rem;background:#2f6bff;top:-6rem;right:-8rem;opacity:.30;animation:blobB 20s ease-in-out infinite alternate}
.blob--3{width:26rem;height:26rem;background:#8fb4ff;bottom:-10rem;left:35%;opacity:.38;animation:blobC 16s ease-in-out infinite alternate}
@keyframes blobA{to{transform:translate(120px,80px) scale(1.12)}}
@keyframes blobB{to{transform:translate(-110px,70px) scale(1.1)}}
@keyframes blobC{to{transform:translate(90px,-90px) scale(1.15)}}

.hero-visual{position:relative;display:flex;justify-content:center;align-items:flex-end;min-height:360px}
.hero-photo-bg{
  position:absolute;left:50%;bottom:0;transform:translateX(-50%);
  width:min(420px,88%);aspect-ratio:1/1;border-radius:50%;
  background:radial-gradient(circle at 50% 40%,#FFFFFF 0%,#E2ECFF 55%,rgba(226,236,255,0) 72%);
}
.hero-photo{position:relative;width:min(300px,64vw);height:auto;z-index:1;
  -webkit-mask-image:linear-gradient(to bottom,#000 78%,transparent 100%);
  mask-image:linear-gradient(to bottom,#000 78%,transparent 100%)}
@media (min-width:900px){ .hero-photo{width:330px} .hero-visual{min-height:520px}}
.glass{
  background:linear-gradient(135deg,rgba(255,255,255,.96),rgba(255,255,255,.88));
  -webkit-backdrop-filter:blur(18px) saturate(170%);backdrop-filter:blur(18px) saturate(170%);
  border:1px solid rgba(255,255,255,.7);
  box-shadow:inset 0 1px rgba(255,255,255,.7),var(--shadow-md);
}
.float-card{position:absolute;z-index:2;border-radius:var(--r-md);padding:10px 20px;max-width:230px}
.float-card b{display:block;color:var(--navy);font-size:14px}
.float-card small{display:block;color:var(--muted);font-size:14px}
.float-card .big{font-size:19px;font-weight:800;color:var(--accent);letter-spacing:-.02em}
.float-card--a{left:0;bottom:22%}
.float-card--b{right:0;top:44%}
@media (max-width:899px){ .float-card--a{left:2%;bottom:14%} .float-card--b{right:2%;top:40%}}
@media (max-width:420px){ .float-card{max-width:170px;padding:10px 10px} .float-card .big{font-size:19px}}
@media (prefers-reduced-motion:no-preference){
  .float-card--a{animation:floatY 6s ease-in-out infinite}
  .float-card--b{animation:floatY 7s ease-in-out -2s infinite}}
@keyframes floatY{50%{transform:translateY(-8px)}}

html.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.16,1,.3,1),transform .7s cubic-bezier(.16,1,.3,1)}
html.js .reveal.in{opacity:1;transform:none}
html.js .echo li{opacity:0;transform:translateY(16px) scale(.98);transition:opacity .6s ease,transform .6s cubic-bezier(.16,1,.3,1),box-shadow .2s ease,border-color .2s ease}
html.js .echo.in li{opacity:1;transform:none}
html.js .echo.in li:nth-child(2){transition-delay:.08s}
html.js .echo.in li:nth-child(3){transition-delay:.16s}
html.js .echo.in li:nth-child(4){transition-delay:.24s}
html.js .echo.in li:nth-child(5){transition-delay:.32s}
html.js .echo.in li:nth-child(6){transition-delay:.40s}

@media (prefers-reduced-motion:reduce){
  html.js .reveal,html.js .echo li{opacity:1!important;transform:none!important}
  .blob,.float-card{animation:none!important}}

.nav .nav-login{display:inline-flex;align-items:center;gap:10px;color:var(--muted)}
.nav .nav-login svg{width:14px;height:14px}

.nav-toggle{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--border);border-radius:12px;background:var(--surface);cursor:pointer}
.nav-toggle span{display:block;width:18px;height:2px;background:var(--navy);border-radius:2px;box-shadow:0 6px 0 var(--navy),0 -6px 0 var(--navy)}
@media (min-width:900px){ .nav-toggle{display:none}}
.mobile-nav{display:none;border-top:1px solid var(--border);background:var(--surface)}
.mobile-nav.open{display:block}
.mobile-nav a{display:block;padding:14px var(--pad);color:var(--navy);font-weight:600;border-bottom:1px solid var(--border)}
.mobile-nav a:hover{text-decoration:none;background:var(--surface-2)}
@media (min-width:900px){ .mobile-nav{display:none!important}}

.req{color:var(--accent);font-weight:800}
.hp-field{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-status{margin:10px 0 0;font-size:14px;border-radius:var(--r-sm);padding:10px 10px;display:none}
.form-status.ok{display:block;background:#DFF3EA;color:#14583F}
.form-status.err{display:block;background:#FDECE4;color:#7C2D12}
.form-card button[disabled]{opacity:.6;cursor:wait}

.page-hero{padding-top:40px;padding-bottom:40px}
@media (min-width:900px){ .page-hero{padding-top:80px;padding-bottom:60px}}
.page-hero h1{font-size:var(--fs-36-55);max-width:20ch}
.page-hero.center h1{margin-inline:auto}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:10px}
.crumbs a{color:var(--muted)}
.prose{max-width:780px;margin-inline:auto;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px;box-shadow:var(--shadow-sm)}
@media (min-width:900px){ .prose{padding:40px 60px}}
.prose h2{font-size:19px;margin:1.6em 0 .5em}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{font-size:16px}
.prose .stand{font-size:14px;color:var(--muted);margin-top:20px;padding-top:20px;border-top:1px solid var(--border)}

.tool-grid{display:grid;gap:20px}
@media (min-width:760px){ .tool-grid{grid-template-columns:repeat(2,1fr)}}

.tool-card{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px;box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;color:inherit}
.tool-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--accent);text-decoration:none}
.tool-card h2{font-size:19px;margin-bottom:10px}
.tool-card p{font-size:14px;color:var(--muted)}
.tool-card ul{list-style:none;padding:0;margin:0 0 20px;display:grid;gap:10px}
.tool-card li{display:flex;gap:10px;font-size:14px;margin:0}
.tool-card li::before{content:"";flex:0 0 7px;height:7px;border-radius:50%;background:var(--ok);margin-top:10px}
.tool-card .go{margin-top:auto;font-weight:700;color:var(--accent)}

.timeline-list{list-style:none;margin:0;padding:0;display:grid;gap:10px;max-width:780px;margin-inline:auto}
.timeline-list li{background:var(--surface);border:1px solid var(--border);border-left:3px solid var(--accent);border-radius:0 var(--r-lg) var(--r-lg) 0;padding:20px 20px;box-shadow:var(--shadow-sm);margin:0}
.timeline-list h3{font-size:16px;margin-bottom:10px}
.timeline-list p{margin:0;font-size:14px}
.about-photo img{width:100%;height:auto;display:block;background:linear-gradient(160deg,#E2ECFF,#F6F9FE)}

.contact-cards{display:grid;gap:20px}
@media (min-width:900px){ .contact-cards{grid-template-columns:1fr 1fr;align-items:start}}
.contact-cards .form-card .btn{width:100%}

@media print{
  .site-header,.site-footer,.sticky-cta,.mobile-nav{display:none!important}
  body.page-hb *{visibility:hidden}
  body.page-hb #hb-report,body.page-hb #hb-report *{visibility:visible}
  body.page-hb #hb-report{position:absolute;left:0;top:0;width:100%}}

.hero-badge{white-space:normal}
.hero-badge b{color:var(--accent);white-space:nowrap}
.weg{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px;box-shadow:var(--shadow-sm)}
@media (min-width:900px){ .weg{padding:40px 40px}}
.weg h3{font-size:19px;margin-bottom:10px}
.weg > p{color:var(--muted);font-size:14px}
.weg .qlist{margin:10px 0 20px}
.weg .btn{margin-top:auto}

.echo li{display:flex;flex-direction:column;gap:10px;font-style:normal}
.echo q{quotes:none;font-style:italic;color:var(--navy)}
.echo-a{font-size:14px;color:var(--text);font-style:normal;padding-top:10px;border-top:1px dashed var(--border);position:relative;padding-left:20px}
.echo-a::before{content:"";position:absolute;left:0;top:13px;width:15px;height:15px;border-radius:50%;background:var(--ok);
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M20 6L9 17l-5-5' fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/contain no-repeat;
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M20 6L9 17l-5-5' fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/contain no-repeat}

.faq-group{font-size:14px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin:20px 0 2px}
.faq-group:first-child{margin-top:0}

.header-tel{display:none;align-items:center;gap:10px;font-weight:700;color:var(--navy);font-size:14px;white-space:nowrap}
.header-tel svg{width:16px;height:16px}
.header-tel:hover{color:var(--accent);text-decoration:none}
@media (min-width:1180px){ .header-tel{display:inline-flex}}
.header-tel-ico{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--border);border-radius:12px;background:var(--surface);color:var(--navy)}
.header-tel-ico svg{width:19px;height:19px}
@media (min-width:900px){ .header-tel-ico{display:none}}
.header-actions{display:flex;align-items:center;gap:10px}
@media (min-width:900px){ .header-actions{gap:20px}}
.nav{gap:20px!important}

.quali{max-width:720px;margin-inline:auto}
.quali fieldset{border:0;margin:0 0 20px;padding:0}
.quali legend{font-weight:700;color:var(--navy);font-size:16px;margin-bottom:10px;padding:0}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.chip span{display:inline-flex;align-items:center;min-height:46px;padding:10px 20px;border:1.6px solid var(--border);border-radius:var(--r-pill);background:#fff;font-weight:600;font-size:14px;color:var(--navy);transition:border-color .15s,background .15s}
.chip input:checked + span{border-color:var(--accent);background:var(--accent-soft);color:var(--accent)}
.chip input:focus-visible + span{outline:3px solid var(--accent);outline-offset:2px}
.quali .form-field{margin-bottom:10px}
.quali-grid{display:grid;gap:0 20px}
@media (min-width:640px){ .quali-grid{grid-template-columns:1fr 1fr}}
.quali .btn{width:100%}
@media (min-width:640px){ .quali .btn{width:auto}}
.quali-sub{font-size:14px;color:var(--muted);margin:-4px 0 10px}

@media (max-width:520px){
  section{padding-block:40px}
  .sect-head{margin-bottom:20px}
  h2{font-size:19px}
  .lead{font-size:16px}
  .hero{padding-top:20px}
  .hero-visual{min-height:330px;margin-top:-10px}
  .calc-inputs,.calc-out{padding:20px 20px}
  .big-num{font-size:36px}
  .anchor .t{font-size:19px}
  .faq summary{font-size:16px;padding:20px 40px 20px 20px}
  .faq .a{padding:0 20px 20px}
  .price-card{padding:40px 20px}
  .reassure{font-size:14px;gap:10px 10px}
  .header-inner{height:62px}}
.about-photo img{aspect-ratio:586/720;object-fit:contain;object-position:center bottom}
.nav .nav-login{display:inline-flex;align-items:center;gap:10px;color:var(--navy)!important;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-pill);padding:10px 20px;box-shadow:var(--shadow-sm);font-weight:700;transition:border-color .16s,box-shadow .16s,transform .16s}
.nav .nav-login:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-1px);text-decoration:none}
@media (min-width:900px) and (max-width:1060px){ .nav .nav-login{display:inline-flex} .header-tel{display:none!important}}

h1,h2,h3,.big,.decide-turn{text-wrap:balance}
p,li,.lead,.echo-a,.faq .a{text-wrap:pretty}
.btn{text-wrap:balance}

#rechner,#uebergabe,#kosten{background:var(--bg);border-block:0}
#passt,#angebot,#ablauf,#ueber-mich,#faq,.final{background:var(--surface);border-block:1px solid var(--border)}
#passt .qual > div,#angebot .card,#ablauf .flow-step,#faq details{background:var(--surface-2)}
#ueber-mich .creds li{background:var(--surface-2)}
#rechner .calc-inputs,#uebergabe .calc-inputs{background:var(--surface)}
#kosten .price-card{background:var(--surface)}

@media (min-width:900px){
  #ueber-mich .about-grid{align-items:start}
  #ueber-mich .about-photo{position:sticky;top:96px}}

.final-card{max-width:1040px}
@media (min-width:900px){ .final .contact-grid{grid-template-columns:1fr 1.05fr;gap:40px}}
.final .form-card{box-shadow:var(--shadow-md)}

.cards,.tsts,.echo{align-items:stretch}
.card,.tst{height:100%}
.card .tag{margin-top:auto}
.card{display:flex;flex-direction:column}
.card .tag{align-self:flex-start;margin-top:10px}

@media (max-width:520px){
  .btn-lg{font-size:16px;padding:20px 20px;min-height:56px}
  .btn{font-size:16px}
  .hero h1{font-size:36px}
  .final-card{padding:20px 20px}
  .final .form-card{padding:20px 20px}}

@media (min-width:640px) and (max-width:879px){
  .flow-step{flex:0 1 calc(50% - 9px)}}

.page-noch .sticky-cta{display:none!important}

.minutes-details{margin:10px 0 10px;border-top:1px solid var(--border);padding-top:10px}
.minutes-details summary{cursor:pointer;font-weight:600;color:var(--accent);font-size:14px;list-style:none;display:flex;align-items:center;gap:10px}
.minutes-details summary::-webkit-details-marker{display:none}
.minutes-details summary::before{content:"+";display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--accent-soft);font-weight:700;flex:0 0 auto}
.minutes-details[open] summary::before{content:"\2013"}
.minutes-details .minutes{margin:10px 0 0;padding:0;list-style:none;display:grid;gap:10px}
.minutes-details .minutes li{display:grid;gap:2px}
.minutes-details .minutes .min{font-size:14px;font-weight:700;color:var(--muted);letter-spacing:.02em;text-transform:uppercase}
.minutes-details .minutes p{margin:0;font-size:14px}
.minutes-details .minutes-foot{margin:10px 0 0;font-size:14px;color:var(--muted)}
#tools{background:var(--surface);border-block:1px solid var(--border)}
.step-pill{display:inline-block;font-size:14px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--accent);background:var(--accent-soft);border-radius:var(--r-pill);padding:10px 10px;margin-bottom:20px}

.nav a{white-space:nowrap}
@media (min-width:900px) and (max-width:1279px){ .nav{gap:10px!important} .nav a{font-size:14px} .header-cta{padding-inline:20px}}
@media (min-width:1180px) and (max-width:1699px){ .header-tel{display:none!important}}

@media (min-width:900px) and (max-width:1099px){
  .nav{display:none!important}
  .nav-toggle{display:inline-flex!important}
  .mobile-nav.open{display:block!important}
  .header-tel-ico{display:inline-flex!important}}

.flow-step:nth-child(2) .n{background:var(--navy)}

.header-inner{height:80px}
.logo{flex:0 0 auto;display:block}
.logo-lockup{display:block;height:64px;width:auto}
@media (max-width:899px){.header-inner{height:66px!important}.logo-lockup{height:50px}}

@media (min-width:1100px){ .nav{margin-left:20px}}

html{scroll-padding-top:92px}
@media (max-width:899px){html{scroll-padding-top:78px}}

@media (min-width:900px){
  .header-inner{height:88px;gap:20px}
  .logo-lockup{height:70px}
  .nav{gap:20px!important;margin-left:10px}
  .nav a{font-size:14px}
  .nav .nav-login{padding:0 20px;height:46px;margin-left:10px}
  .header-actions{gap:10px}
  .header-cta{white-space:nowrap;height:46px;min-height:46px;padding:0 20px;font-size:14px;display:inline-flex;align-items:center}}
@media (min-width:900px) and (max-width:1259px){
  .nav{display:none!important}
  .nav-toggle{display:inline-flex!important}
  .mobile-nav.open{display:block!important}
  .header-tel-ico{display:inline-flex!important}}
@media (min-width:1200px) and (max-width:1339px){ .nav{gap:20px!important} .nav a{font-size:14px} .nav .nav-login{padding:0 10px}}
html{scroll-padding-top:100px}

.minutes-details summary{white-space:nowrap;font-size:14px}
@media (max-width:360px){.minutes-details summary{font-size:14px}}

.ug-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px;box-shadow:var(--shadow-sm);margin-top:10px}
@media (min-width:900px){.ug-card{padding:40px 40px}}
.ug-h{font-size:19px;margin:10px 0 10px}
.ug-lead{color:var(--muted);font-size:16px;margin:0 0 20px}
.center.ug-h,.ug-lead.center{text-align:center}
.ug-grid{display:grid;gap:20px 40px}
@media (min-width:760px){.ug-grid{grid-template-columns:1fr 1fr}}
.ug-grid .field{margin-bottom:0}
.input-euro{position:relative}
.input-euro .numin{width:100%;padding-right:40px}
.input-euro span{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600}
.ug-result{margin-top:20px;background:var(--surface-2);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px;text-align:center}
.ug-result-label{margin:0 0 10px;font-size:14px;color:var(--muted)}
.ug-big{color:var(--navy)!important;font-size:var(--fs-36-55)!important}
.ug-result-sub{margin:10px 0 0;font-size:14px;color:var(--muted)}
.ug-result-sub b{color:var(--navy)}
.ug-compare{margin-top:40px}
.ug-compare-grid{display:grid;gap:20px;margin-top:20px}
@media (min-width:800px){.ug-compare-grid{grid-template-columns:1fr 1fr;gap:20px}}
.ug-col{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px;box-shadow:var(--shadow-sm)}
.ug-col--accent{border-color:var(--accent);background:linear-gradient(135deg,#fff,#EEF4FF)}
.ug-col h4{margin:0 0 10px;font-size:19px;color:var(--navy)}
.ug-col ul{margin:0 0 20px;padding:0;list-style:none;display:grid;gap:10px}
.ug-col li{position:relative;padding-left:20px;font-size:14px;color:var(--text)}
.ug-col li::before{content:"";position:absolute;left:0;top:8px;width:7px;height:7px;border-radius:50%;background:var(--muted)}
.ug-col--accent li::before{background:var(--accent)}
.ug-amt{margin:0 0 10px;font-size:14px;color:var(--muted);display:grid;gap:4px}
.ug-num{font-size:36px;font-weight:800;color:var(--navy)}
.ug-num--accent{color:var(--accent)}
.ug-col .brk{display:flex;justify-content:space-between;font-size:14px;color:var(--muted);padding:10px 0;border-top:1px solid var(--border)}
.ug-col .brk b{color:var(--navy)}
.ug-foot{margin:20px 0 0;font-size:14px;color:var(--muted);max-width:60ch}
#ug-schritt2{margin-top:40px}
.ug-bar-box{margin-top:20px;background:var(--surface-2);border:1px solid var(--border);border-radius:var(--r-lg);padding:20px 20px}
.ug-bar-head{display:flex;justify-content:space-between;gap:10px;font-size:14px;color:var(--navy);flex-wrap:wrap}
.ug-bar-head b{font-weight:800}
.ug-bar{height:12px;border-radius:99px;background:#C9D6EA;overflow:hidden;margin:10px 0 10px}
.ug-bar span{display:block;height:100%;background:var(--accent);border-radius:99px;transition:width .3s}
.ug-bar-legend{display:flex;gap:20px;flex-wrap:wrap;font-size:14px;color:var(--muted)}
.ug-dot{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:10px;vertical-align:middle}
.ug-dot--fam{background:var(--accent)}.ug-dot--fisk{background:#C9D6EA}
.ug-plus{margin:20px 0 20px;background:var(--navy);color:#fff;border-radius:var(--r-lg);padding:20px 20px;text-align:center}
.ug-plus p{margin:0 0 10px;color:#C3D2E6;font-size:14px}
.ug-plus-num{font-size:var(--fs-36-55);font-weight:800;color:#6FA8FF}
#uebergabe .assum{margin-top:20px!important}

@media (min-width:1200px){ .nav{margin-left:40px}}
@media (min-width:1260px) and (max-width:1439px){ .nav{gap:20px!important;margin-left:40px} .nav .nav-login{padding:0 10px}}

.gut{margin-top:40px}
.gut-head{max-width:62ch;margin-bottom:20px}
.gut-head h3{font-size:19px;margin:10px 0 10px}
.gut-head p{color:var(--muted);margin:0}
.gut-track{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;padding:4px 4px 10px;-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.gut-item{flex:0 0 min(62vw,230px);scroll-snap-align:start;margin:0}
@media (min-width:900px){.gut-track{display:grid;grid-template-columns:repeat(5,1fr);overflow:visible;padding:0}.gut-item{flex:none}}
.gut-btn{display:block;width:100%;padding:0;border:1px solid var(--border);border-radius:var(--r-md);background:#fff;overflow:hidden;cursor:pointer;box-shadow:var(--shadow-sm);transition:transform .18s,box-shadow .18s}
.gut-btn:hover,.gut-btn:focus-visible{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.gut-btn img{display:block;width:100%;height:auto}
.gut-item figcaption{font-size:14px;color:var(--muted);margin-top:10px}
.gut-item figcaption b{color:var(--navy)}
.gut-note{margin:10px 0 0;font-size:14px;color:var(--muted)}
.gut-dialog{border:0;padding:0;background:transparent;max-width:min(92vw,820px);width:auto}
.gut-dialog::backdrop{background:rgba(13,27,46,.78);backdrop-filter:blur(3px)}
.gut-dialog img{display:block;width:min(92vw,820px);height:auto;max-height:92vh;object-fit:contain;border-radius:var(--r-md);background:#fff}
.gut-close{position:absolute;top:8px;right:8px;width:40px;height:40px;border-radius:50%;border:0;background:#fff;color:var(--navy);font-size:19px;cursor:pointer;box-shadow:var(--shadow-md);z-index:2}

.gut-nav{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:50%;border:0;background:#fff;color:var(--navy);display:inline-flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:var(--shadow-md);z-index:2;transition:background .15s,color .15s}
.gut-nav:hover,.gut-nav:focus-visible{background:var(--accent);color:#fff}
.gut-prev{left:8px}.gut-next{right:8px}
.gut-count{position:absolute;left:50%;bottom:10px;transform:translateX(-50%);margin:0;padding:4px 10px;border-radius:999px;background:rgba(13,27,46,.85);color:#fff;font-size:14px;font-weight:600;letter-spacing:.02em;z-index:2}
@media(max-width:600px){.gut-nav{width:38px;height:38px}.gut-prev{left:4px}.gut-next{right:4px}}

.legal .legal-line{margin:0 0 10px;font-size:14px}
.legal .legal-line a{color:#C8D6EA;text-decoration:underline;text-underline-offset:3px}
.legal .legal-line a:hover{color:#fff}
.legal .legal-hint{color:#8FA2BD}
.legal .copy{margin-top:10px}

.hb-sim-miss{display:block;margin-top:10px;padding-top:10px;border-top:1px solid rgba(13,27,46,.1);color:#C4372B}
.hb-sim-miss b{color:#C4372B}

.numin--big{font-family:var(--font-display,'Poppins',sans-serif);font-weight:700;font-size:19px;letter-spacing:-.01em;color:var(--navy);padding-top:10px;padding-bottom:10px}
.input-euro--big span{font-size:19px}
#ug-schritt1 .field #uSpar{margin-top:10px}

.roles{margin-top:40px;padding-top:20px;border-top:1px solid var(--border)}
@media (min-width:900px){ .roles{margin-top:40px}}
.roles-label{
  text-align:center;font-size:14px;font-weight:600;color:var(--muted);
  margin:0 0 20px;
}
.roles-marquee{
  overflow:hidden;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);
          mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);
}
.roles-track{
  display:flex;width:max-content;margin:0;padding:4px 0;list-style:none;
  animation:rolesScroll 48s linear infinite;
}

.roles-track li{
  flex:0 0 auto;white-space:nowrap;margin-right:10px;
  padding:10px 20px;border-radius:var(--r-pill);
  border:1px solid var(--border);background:var(--surface-2);
  font-size:14px;font-weight:600;color:var(--text);
}
.roles-track li.is-core{
  background:var(--accent-soft);border-color:transparent;color:var(--navy);
}
@keyframes rolesScroll{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){
  .roles-marquee{-webkit-mask-image:none;mask-image:none}
  .roles-track{animation:none;width:auto;flex-wrap:wrap;justify-content:center;gap:10px 0}
  .roles-track li[aria-hidden="true"]{display:none}}
:root{--font-serif:var(--font)}

h1,h2,.decide h2,.final-card h2,.page-hero h1{font-family:var(--font-serif);font-weight:600;letter-spacing:0}
h1{font-size:var(--fs-36-55)}
h2{font-size:var(--fs-36-55)}
.hero h1{margin-bottom:20px}
.hero h1 .accent,.hero h1 em{font-style:italic;font-weight:600}
.sect-head h2{margin-bottom:.45em}
.echo q,.tst blockquote{font-family:var(--font-serif);font-weight:600;font-style:italic;font-size:1.12em;letter-spacing:0}
.echo q::before,.echo q::after{content:none}

.sect-head > .eyebrow{display:none}
.card,.tst,.tool-card,.flow-step,.echo li,.qual > div,.ug-card{box-shadow:none;border-color:rgba(13,27,46,.07)}
.tool-card:hover{box-shadow:0 10px 30px rgba(13,27,46,.08)}
.card .card-ico,.tool-card .card-ico{background:transparent;border:1px solid rgba(13,27,46,.1)}
.step-pill{background:transparent;border:1px solid rgba(33,118,255,.35);color:var(--accent)}

.hero{background:
  radial-gradient(58% 52% at 14% 8%, rgba(33,118,255,.22), transparent 62%),
  radial-gradient(44% 40% at 88% 22%, rgba(13,27,46,.20), transparent 62%),
  radial-gradient(40% 36% at 55% 100%, rgba(143,180,255,.30), transparent 64%),
  var(--bg)}
.blob--1{opacity:.22}.blob--2{opacity:.38}.blob--3{opacity:.46}
.tst{position:relative;overflow:hidden;padding-top:40px}
.tst::before{content:attr(data-n);position:absolute;right:18px;top:-6px;font-family:var(--font-serif);font-weight:700;font-size:96px;color:var(--accent);opacity:.16;pointer-events:none}
.tst > *{position:relative}
.tst h3{padding-right:60px;min-height:2.4em;margin-bottom:10px}
.tst{padding:40px 20px 20px}

@media (min-width:1000px){
  .echo{display:flex;justify-content:center;align-items:center;gap:0;padding:40px 0 20px;max-width:1140px;margin:0 auto}
  .echo li{width:196px;flex:0 0 196px;height:236px;margin:0 -10px;display:flex;flex-direction:column;justify-content:center;background:#fff;border:1px solid rgba(13,27,46,.1);box-shadow:0 12px 30px rgba(13,27,46,.09);border-radius:16px;padding:20px 20px;transform-origin:50% 50%;transition:transform .35s cubic-bezier(.16,1,.3,1),box-shadow .35s}
  .echo li q{display:block;font-size:16px;margin:0}
  .echo li .echo-a{display:none;font-size:14px;margin-top:10px}
  .echo li:focus-within .echo-a{display:block}
  html.js .echo.in li:nth-child(1),.echo li:nth-child(1){transform:rotate(-8deg) translateY(28px)}
  html.js .echo.in li:nth-child(2),.echo li:nth-child(2){transform:rotate(-5deg) translateY(10px)}
  html.js .echo.in li:nth-child(3),.echo li:nth-child(3){transform:rotate(-1.5deg) translateY(0)}
  html.js .echo.in li:nth-child(4),.echo li:nth-child(4){transform:rotate(1.5deg) translateY(0)}
  html.js .echo.in li:nth-child(5),.echo li:nth-child(5){transform:rotate(5deg) translateY(10px)}
  html.js .echo.in li:nth-child(6),.echo li:nth-child(6){transform:rotate(8deg) translateY(28px)}
  html.js .echo.in li:focus-within,.echo li:focus-within{transform:rotate(0) translateY(-12px) scale(1.06);z-index:5;box-shadow:0 26px 50px rgba(13,27,46,.18);height:auto;min-height:236px}
  html.js .echo li{opacity:0}
  html.js .echo.in li{opacity:1}}

.foot-hero{text-align:center;padding:10px 0 40px;margin-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-hero img{width:min(460px,78vw);height:auto;display:inline-block}
.foot-hero p{margin:20px auto 0;max-width:560px;color:#A9BBD4;font-size:14px}
.foot-social{display:flex;justify-content:center;gap:10px;margin-top:20px}
.foot-social a{display:inline-flex;align-items:center;gap:10px;padding:10px 20px;border-radius:999px;border:1px solid rgba(255,255,255,.16);color:#DCE6F5;font-size:14px;font-weight:600;text-decoration:none;transition:background .15s,border-color .15s,color .15s}
.foot-social a:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4);color:#fff}
.foot-social svg{flex:0 0 auto}
.foot-grid--3{grid-template-columns:1fr}
@media (min-width:720px){.foot-grid--3{grid-template-columns:1.35fr 1fr 1.1fr;gap:40px;max-width:980px;margin:0 auto}
  .foot-grid--3 > div:first-child ul{display:grid;grid-template-columns:1fr 1fr;grid-auto-flow:column;grid-template-rows:repeat(4,auto);column-gap:20px}}
.site-footer h4{margin-bottom:10px}

@media (min-width:900px){.logo-lockup{height:62px}}
@media (min-width:1440px) and (max-width:1699px){.logo-lockup{height:58px}}
@media (min-width:900px) and (max-width:1439px){.logo-lockup{height:54px} .nav{gap:20px!important;margin-left:20px}}
@media (min-width:1700px) and (max-width:1799px){.header-tel{display:none!important}}
@media (max-width:899px){.logo-lockup{height:42px}}

.hero .lead .lead-punch{display:block;margin-top:10px}

.monat-grid{display:grid;gap:40px;align-items:start}
@media (min-width:960px){.monat-grid{grid-template-columns:1fr 1fr;gap:60px;align-items:center}}
.monat-text h2{margin-bottom:.4em}
.monat-points{list-style:none;margin:20px 0 20px;padding:0;display:grid;gap:10px}
.monat-points li{position:relative;padding-left:20px;font-size:16px;color:var(--muted)}
.monat-points li::before{content:"";position:absolute;left:0;top:.6em;width:12px;height:12px;border-radius:50%;background:var(--accent-soft);border:3px solid var(--accent)}
.monat-points b{color:var(--navy);font-weight:700}
.monat-foot{margin-top:10px;font-size:14px;color:var(--muted)}
.monat-card{background:#fff;border:1px solid rgba(13,27,46,.08);border-radius:22px;padding:20px 20px 20px;box-shadow:0 18px 50px rgba(13,27,46,.10)}
.monat-head{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-bottom:20px}
.monat-title{font-weight:700;color:var(--navy);font-size:14px;letter-spacing:.02em}
.monat-toggle{display:inline-flex;background:#EEF2F9;border-radius:999px;padding:3px}
.monat-toggle button{border:0;background:transparent;border-radius:999px;padding:10px 10px;font:600 14px var(--font);line-height:round(up,1em,20px);color:var(--muted);cursor:pointer;transition:background .2s,color .2s,box-shadow .2s}
.monat-toggle button.is-on{background:#fff;color:var(--navy);box-shadow:0 2px 8px rgba(13,27,46,.12)}
.monat-balance{display:flex;align-items:baseline;justify-content:space-between;gap:10px;padding:10px 20px;border-radius:14px;background:#F4F7FC;margin-bottom:10px}
.monat-balance-label{font-size:14px;color:var(--muted)}
.monat-balance-val{white-space:nowrap;font-family:var(--font-serif);font-weight:700;font-size:36px;color:var(--navy);letter-spacing:-.01em;transition:color .3s}
.monat-card[data-mode="schwach"] .monat-balance-val{color:#C4372B}
.monat-rows{list-style:none;margin:0;padding:0}
.monat-rows li{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:10px 4px;border-bottom:1px solid rgba(13,27,46,.07);font-size:14px;color:var(--text);opacity:0;transform:translateY(8px);animation:monatIn .45s cubic-bezier(.16,1,.3,1) forwards}
.monat-rows li:last-child{border-bottom:0}
.monat-rows li b{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap}
.monat-rows li.plus b{color:#15724A}
.monat-rows li.minus b{color:var(--navy)}
.monat-rows li.off{color:#9AA7BA}.monat-rows li.off b{color:#9AA7BA;text-decoration:line-through}
@keyframes monatIn{to{opacity:1;transform:none}}
.monat-warn{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:10px}
.monat-warn li{display:flex;gap:10px;align-items:flex-start;padding:10px 10px;border-radius:12px;background:#FFF6EC;border:1px solid #F3DCC0;font-size:14px;color:#7A4A12;opacity:0;animation:monatIn .45s .6s cubic-bezier(.16,1,.3,1) forwards}
.monat-warn li::before{content:"!";flex:0 0 18px;height:18px;border-radius:50%;background:#E8A14B;color:#fff;font-size:12px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;margin-top:1px}
.monat-card[data-mode="schwach"] .monat-warn li{background:#FDF0EE;border-color:#F0CDC8;color:#7A2B22}
.monat-card[data-mode="schwach"] .monat-warn li::before{background:#C4372B}
@media (prefers-reduced-motion:reduce){.monat-rows li,.monat-warn li{animation:none;opacity:1;transform:none}}
@media (max-width:480px){.monat-balance-val{font-size:19px}.monat-card{padding:20px 20px 20px}}

.minutes-details .minutes li{grid-template-columns:1fr!important;gap:4px;background:#F4F7FC;border:0;box-shadow:none;border-radius:12px;padding:10px 10px}
.minutes-details .minutes .min{justify-self:start;white-space:nowrap;background:transparent;padding:0;border-radius:0;color:var(--accent);font-size:12px;letter-spacing:.06em;text-transform:uppercase}
.minutes-details .minutes p{font-size:14px;color:var(--text)}
.minutes-details .minutes-foot{text-align:left;max-width:none}

.zul{margin-top:20px;padding:20px 20px;border-radius:16px;background:#F4F7FC}
.zul-h{font-family:var(--font-serif);font-weight:600;font-size:19px;margin:0 0 20px;color:var(--navy);letter-spacing:0}
.zul-grid{display:grid;gap:10px}
@media (min-width:640px){.zul-grid{grid-template-columns:repeat(3,1fr);gap:20px}}
.zul-item{display:grid;gap:3px;padding:10px 20px;background:#fff;border-radius:12px;border:1px solid rgba(13,27,46,.07)}
.zul-par{font-weight:800;font-size:16px;color:var(--navy)}
.zul-role{font-size:14px;color:var(--text)}
.zul-nr{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:14px;color:var(--muted);letter-spacing:.02em}
.zul-link{display:inline-flex;align-items:center;gap:4px;margin-top:10px;font-weight:600;color:var(--accent);text-decoration:none}
.zul-link:hover{text-decoration:underline;text-underline-offset:3px}
.about-grid .zul{margin-top:20px}
.about-grid .zul-grid{grid-template-columns:1fr}
.about-grid .zul-h{font-size:19px}

.ei-note{margin:20px 0 0;font-size:14px;color:var(--muted);text-align:center}
.ei-note a{color:var(--accent);font-weight:600;text-decoration:none;border-bottom:1.5px solid rgba(33,118,255,.35)}
.ei-note a:hover{border-bottom-color:var(--accent)}
.ei-dl{margin:0 0 20px}

.calc-vs{display:grid;grid-template-columns:1fr auto 1fr;align-items:stretch;gap:10px;margin:20px 0 20px}
.vs-tile{border-radius:14px;padding:10px 10px;display:grid;gap:2px;border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.04)}
.vs-bad{border-color:rgba(255,99,99,.35);background:rgba(255,99,99,.08)}
.vs-good{border-color:rgba(72,199,142,.4);background:rgba(72,199,142,.1)}
.vs-lbl{font-size:12px;letter-spacing:.02em;text-transform:uppercase;font-weight:700;color:rgba(255,255,255,.65)}
.vs-val{font-size:19px;font-weight:800;color:#fff;font-variant-numeric:tabular-nums}
.vs-bad .vs-val{color:#FF8A8A} .vs-good .vs-val{color:#6EE7B0}
.vs-sub{font-size:14px;color:rgba(255,255,255,.6)}
.vs-mid{align-self:center;width:30px;height:30px;border-radius:50%;background:rgba(255,255,255,.1);color:#fff;font-size:12px;font-weight:800;display:grid;place-items:center;letter-spacing:.04em}
@media (max-width:520px){ .calc-vs{grid-template-columns:1fr;gap:10px} .vs-mid{justify-self:center}}

.calc-out .calc-vs{margin-bottom:20px}
.calc-out #ctaRechner{display:flex;width:100%;max-width:420px;margin:0 auto;justify-content:center}
.calc-out .reassure{justify-content:center;margin-top:20px}
.calc-out .disclaimer{margin-top:20px}

:root{--font-serif:var(--font)}
h1,h2,.decide h2,.final-card h2,.page-hero h1{font-weight:800;letter-spacing:-.025em}
.echo q,.tst blockquote{font-style:normal;font-weight:500;font-size:1em}
.zul-h{font-family:var(--font);font-weight:800;letter-spacing:-.02em}

.hero-bg{display:none}
.glass{background:var(--surface);-webkit-backdrop-filter:none;backdrop-filter:none;border:1px solid var(--border);box-shadow:var(--shadow-md)}
.float-card .big{font-size:19px}

.proofbar .trust-label{color:var(--accent)}
@media (min-width:640px){ .stats.stats--4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:900px){ .stats.stats--4{grid-template-columns:repeat(4,1fr)}}
.stats--4 .v em{font-size:.62em;letter-spacing:-.01em}
.proof-clients{text-align:center;margin:40px auto 0;padding-top:20px;border-top:1px solid var(--border);font-size:14px;color:var(--muted);max-width:760px}
.proof-clients b{color:var(--navy);font-weight:700;font-size:16px;letter-spacing:.02em}
.proof-clients i{font-style:normal;margin:0 10px;color:var(--border)}

.card .card-ico{width:52px;height:52px;border-radius:15px;background:var(--accent-soft);border:0;color:var(--accent)}
.card .card-ico svg{width:26px;height:26px}
.anchor .ico{display:none}
.anchor .ico-svg{flex:0 0 auto;width:44px;height:44px;border-radius:13px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center}
.anchor .ico-svg svg{width:22px;height:22px}

.eyebrow .eb-n{display:inline-block;margin-right:10px;padding-right:10px;border-right:1.5px solid currentColor;font-weight:800;letter-spacing:.04em;font-variant-numeric:tabular-nums}

@media (min-width:640px){ .cards.cards--4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){ .cards.cards--4{grid-template-columns:repeat(4,1fr)}}

.ph-flag{display:inline-block;align-self:flex-start;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--warn);background:#FFF1E8;border:1px dashed var(--warn);padding:3px 10px;border-radius:var(--r-pill);margin-bottom:10px}
.tst--ph{border-style:dashed}
.tst-stars,.rating-stars{color:#F5A524;letter-spacing:2px;font-size:14px;margin-bottom:10px}
.rating-bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:10px 10px;margin:0 auto 20px;font-size:14px;color:var(--muted)}
.rating-bar .ph-flag{margin:0}
.rating-bar b{font-size:19px;color:var(--navy);font-weight:800}
.rating-bar .rating-stars{margin:0}

#gutachten .gut{margin-top:0}
#gutachten .gut-head{max-width:62ch;margin-inline:auto;text-align:center}
#gutachten .gut-head h2{margin:10px 0 10px}

.echo.echo--3{display:grid;gap:20px;max-width:1040px;margin-inline:auto;padding:0}
@media (min-width:860px){
  .echo.echo--3{grid-template-columns:repeat(3,1fr);gap:20px;justify-content:stretch}
  .echo.echo--3 li,html.js .echo.echo--3.in li{width:auto;flex:none;height:auto;min-height:0;margin:0;transform:none!important;justify-content:flex-start;padding:20px 20px}
  .echo.echo--3 li .echo-a{display:block;font-size:14px;margin-top:4px}
  .echo.echo--3 li q{font-size:19px}}
.echo.echo--3 q{font-weight:700;color:var(--navy)}

.card-anchor{margin:10px 0 0;padding:10px 10px;border-radius:12px;background:var(--surface-2);border:1px solid var(--border);font-size:14px;color:var(--muted)}
.card-anchor b{display:block;color:var(--navy);font-size:14px;margin-bottom:2px}
.card-anchor .ph-flag{margin-bottom:10px}

.calc-out{background:var(--surface);color:var(--text);border:1px solid var(--border);box-shadow:var(--shadow-md)}
.calc-out h3{color:var(--navy)}
.calc-out .sub,.big-cap,.big-num small,.anchor .d,.calc-out .reassure{color:var(--muted)}
.big-num{color:var(--navy)}
.anchor{background:var(--surface-2);border-color:var(--border)}
.anchor .t{color:var(--navy)}
.anchor .t span{color:var(--accent)}
.calc-out .btn-primary:hover{background:var(--accent-hover)}
.calc-out .disclaimer{background:var(--surface-2);border-color:var(--border);color:var(--muted)}
.vs-tile{border-color:var(--border);background:var(--surface-2)}
.vs-bad{border-color:rgba(194,65,12,.3);background:#FFF4ED}
.vs-good{border-color:rgba(29,154,108,.3);background:#EDFAF4}
.vs-lbl,.vs-sub{color:var(--muted)}
.vs-val{color:var(--navy)}
.vs-bad .vs-val{color:var(--warn)} .vs-good .vs-val{color:var(--ok)}
.vs-mid{background:var(--accent-soft);color:var(--accent)}

.stats.stats--4{grid-template-columns:repeat(2,1fr);gap:20px 10px}
@media (max-width:899px){
  .hero-visual{min-height:0;margin-top:10px}
  .hero-photo{width:min(230px,58vw)}
  .float-card{padding:10px 10px;max-width:190px}
  .float-card .big{font-size:19px}
  .float-card b{font-size:14px}
  .float-card small{font-size:12px}}
@media (max-width:639px){
  .cards--4 .card{display:grid;grid-template-columns:48px 1fr;column-gap:10px;align-items:center}
  .cards--4 .card .card-ico{margin:0;width:48px;height:48px}
  .cards--4 .card h3{margin:0}
  .cards--4 .card p{grid-column:1/-1;margin-top:10px}
  .monat-text .btn-row .btn-ghost,.monat-actions .btn-row .btn-ghost{background:none;border:0;box-shadow:none;padding:10px 0;min-height:0;justify-content:flex-start;color:var(--accent);text-decoration:underline;text-underline-offset:3px}}

.sect-head > .eyebrow{display:inline-block;margin-bottom:10px}

@media (max-width:899px){
  .hero-photo{width:auto;max-width:64vw;max-height:min(420px,52vh)}
  .float-card--a{bottom:14%}
  .float-card--b{top:30%}}

.fc{max-width:760px;margin:0 auto;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow-md);padding:20px 20px}
@media (min-width:700px){ .fc{padding:40px 40px}}
.fc-prog{display:flex;justify-content:space-between;font-size:14px;font-weight:700;color:var(--muted);margin-bottom:10px}
.fc-bar{height:6px;border-radius:99px;background:var(--accent-soft);overflow:hidden;margin-bottom:20px}
.fc-bar i{display:block;height:100%;background:var(--accent);border-radius:99px;transition:width .35s ease}
.fc-q{font-size:19px;margin:0 0 20px;outline:none}
.fc-opts{display:grid;gap:10px}
@media (min-width:640px){ .fc-opts{grid-template-columns:1fr 1fr}}
.fc-opt{display:block;width:100%;text-align:left;font:inherit;font-weight:600;font-size:16px;color:var(--navy);background:var(--surface-2);border:1.5px solid var(--border);border-radius:14px;padding:20px 20px;cursor:pointer;transition:border-color .15s,background .15s,transform .1s}
.fc-opt small{display:block;font-size:14px;font-weight:500;color:var(--muted);margin-top:2px}
.fc-opt:hover{border-color:var(--accent);background:#F4F8FF}
.fc-opt.sel{border-color:var(--accent);background:var(--accent-soft);box-shadow:0 0 0 3px rgba(33,118,255,.15)}
.fc-opt:active{transform:translateY(1px)}
.fc-back{margin-top:20px;background:none;border:0;padding:10px 0;font:inherit;font-size:14px;font-weight:600;color:var(--muted);cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.fc-note{margin:20px 0 0;font-size:14px;color:var(--muted)}
.fc-kicker{margin:0 0 4px;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
.fc-levers{list-style:none;margin:0 0 20px;padding:0;display:grid;gap:10px}
.fc-lever{display:grid;grid-template-columns:34px 1fr;gap:10px;align-items:start;background:var(--surface-2);border:1px solid var(--border);border-radius:14px;padding:20px;margin:0}
.fc-rank{width:34px;height:34px;border-radius:10px;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center;font-size:14px}
.fc-lever--ok .fc-rank{background:var(--ok)}
.fc-lever h4{margin:4px 0 10px;font-size:16px;color:var(--navy)}
.fc-lever p{margin:0;font-size:14px}
.fc-anchor{margin:0 0 20px}
.fc-book{display:flex;width:100%;justify-content:center;text-align:center}
.fc-early{background:#FFF4ED;border:1px solid rgba(194,65,12,.25);border-radius:14px;padding:20px 20px;font-size:14px}
.fc-early b{display:block;color:var(--navy);margin-bottom:4px}
.fc-early p{margin:0 0 20px}
.fc-early .btn{display:inline-flex;margin-top:0}
.fc-mail{margin-top:20px;border-top:1px solid var(--border);padding-top:10px}
.fc-mail summary{cursor:pointer;font-weight:700;color:var(--accent);font-size:14px}
.fc-mailform{display:grid;gap:10px;margin-top:10px}
.fc-row{display:grid;gap:10px}
.fc-row label{font-size:14px;font-weight:600;color:var(--navy)}
.fc .disclaimer{margin-top:20px}

@media (min-width:1000px) and (max-width:1199px){ .cards.cards--4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1200px){ .cards.cards--4{grid-template-columns:repeat(4,1fr)}}

.site-footer{background:var(--surface);color:var(--muted);border-top:1px solid var(--border)}
.site-footer h4{color:var(--navy)}
.site-footer a{color:var(--text)}
.site-footer a:hover{color:var(--accent)}
.foot-hero{border-bottom-color:var(--border)}
.foot-hero p{color:var(--muted)}
.foot-social a{border-color:var(--border);color:var(--navy)}
.foot-social a:hover{background:var(--accent-soft);border-color:var(--accent);color:var(--accent)}
.legal b{color:var(--navy)}
.legal .legal-line a{color:var(--text)}
.legal .legal-line a:hover{color:var(--accent)}
.legal .legal-hint,.copy{color:var(--muted)}

.sticky-cta .txt .sticky-alt{display:inline-block;margin-top:2px;font-size:12px;font-weight:600;color:var(--accent);text-decoration:underline;text-underline-offset:2px}
.legal{border-top-color:var(--border);color:var(--muted)}

.clients{margin:20px auto 0;padding-top:20px;border-top:1px solid var(--border);max-width:860px;text-align:center}
.clients-label{margin:0 0 10px;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.clients-row{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:10px 20px}
.clients-row li{margin:0;font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#7C8BA1;white-space:nowrap}
.clients-row li.clients-more{text-transform:none;letter-spacing:0;font-weight:600;color:var(--accent)}
.clients-note{margin:10px auto 0;max-width:60ch;font-size:12px;color:var(--muted)}
@media (min-width:640px){ .clients-row li{font-size:14px} }

.fc-anchor{align-items:flex-start}
.fc-anchor-k{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.fc-anchor-big{font-size:var(--fs-36-55);font-weight:800;letter-spacing:-.03em;color:var(--navy);margin:4px 0 2px;font-variant-numeric:tabular-nums}
.fc-anchor-sub{font-size:14px;color:var(--muted)}
.fc-anchor-day{margin-top:10px;padding-top:10px;border-top:1px dashed var(--border);font-size:14px;color:var(--text)}
.fc-anchor-day b{color:var(--accent);font-weight:800}

.app-band{margin-top:20px;display:grid;gap:20px;align-items:center;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:20px 20px}
@media (min-width:860px){ .app-band{grid-template-columns:1.5fr 1fr;gap:40px;padding:40px 40px} }
.app-band h3{margin:10px 0 10px;font-size:19px}
.app-band p{margin:0;font-size:14px;color:var(--muted)}
.app-band-cta{display:grid;gap:10px;background:var(--surface-2);border-radius:var(--r-md);padding:20px}
.app-perks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.app-perks li{margin:0;position:relative;padding-left:20px;font-size:14px;font-weight:600;color:var(--navy)}
.app-perks li::before{content:"✓";position:absolute;left:0;top:0;width:17px;height:17px;border-radius:50%;background:var(--accent-soft);color:var(--accent);font-size:12px;font-weight:800;display:grid;place-items:center}
.app-band-cta .btn{justify-content:center}
.app-band-note{font-size:12px!important;color:var(--muted);text-align:center}

.fc-book-note{margin:10px 0 0;text-align:center;font-size:14px;color:var(--muted)}

.cost-box{margin:4px 0 20px;padding:20px 20px;border-left:3px solid var(--accent);background:var(--surface);border-radius:0 14px 14px 0;box-shadow:var(--shadow-sm)}
.cost-box-k{display:block;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.cost-box p{margin:0;font-size:16px;color:var(--text)}
.cost-box b{color:var(--navy);font-size:19px;font-weight:800;margin-right:4px}

.zul-intro{margin:-10px 0 20px;font-size:14px;color:var(--muted)}

.site-header{top:10px;margin:10px auto 0;width:calc(100% - 20px);max-width:1240px;border-radius:20px;background:rgba(255,255,255,.86);border:1px solid rgba(13,27,46,.07);box-shadow:0 8px 28px rgba(13,27,46,.07)}
.site-header.scrolled{border-color:rgba(13,27,46,.09);box-shadow:0 10px 32px rgba(13,27,46,.10)}
.mobile-nav{border-radius:0 0 20px 20px;overflow:hidden;background:transparent}
.mobile-nav a:last-child{border-bottom:0}
html{scroll-padding-top:112px}
@media (max-width:899px){ html{scroll-padding-top:90px} .site-header{top:8px;margin-top:10px;width:calc(100% - 16px);border-radius:16px} .mobile-nav{border-radius:0 0 16px 16px} }

.monat-hint{display:flex;align-items:center;gap:10px;margin:0 0 10px;padding:10px 10px;border-radius:12px;background:var(--accent-soft);color:var(--accent);font-size:14px;font-weight:600}
.monat-hint svg{width:18px;height:18px;flex:0 0 auto}
.monat-toggle{background:var(--accent-soft);padding:4px;box-shadow:inset 0 0 0 1px rgba(33,118,255,.18)}
.monat-toggle button{padding:10px 20px;font-size:14px;color:var(--accent)}
.monat-toggle button:not(.is-on):hover{background:rgba(255,255,255,.6)}
.monat-toggle button.is-on{color:var(--navy)}
@keyframes monatPulse{0%{box-shadow:0 0 0 0 rgba(33,118,255,.45)}70%{box-shadow:0 0 0 10px rgba(33,118,255,0)}100%{box-shadow:0 0 0 0 rgba(33,118,255,0)}}
.monat-card:not(.touched) .monat-toggle button[data-mode="schwach"]{animation:monatPulse 1.8s ease-out infinite;font-weight:700}
@media (prefers-reduced-motion:reduce){ .monat-card:not(.touched) .monat-toggle button[data-mode="schwach"]{animation:none} }

.hero .lead{margin-bottom:40px}
.hero .lead .lead-result{display:block;margin-top:10px}
.hero .lead .lead-punch{margin-top:20px}
.hero .btn-row{gap:10px}
.hero .reassure{margin-top:20px;gap:10px 20px}
@media (max-width:559px){ .hero .btn-row .btn{width:100%} }

.hp-order{list-style:none;margin:20px auto 0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 10px;counter-reset:none}
.hp-order li{margin:0;display:inline-flex;align-items:center;gap:10px;padding:10px 20px 10px 10px;border-radius:999px;background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow-sm);font-size:14px;font-weight:700;color:var(--navy)}
.hp-order li b{width:26px;height:26px;border-radius:50%;background:var(--accent);color:#fff;font-size:14px;display:grid;place-items:center}
.hp-order li:not(:last-child)::after{content:"→";margin-left:10px;color:var(--accent);font-weight:700}

.glance{padding:10px 0 20px}
.glance-grid{display:grid;gap:10px}
@media (min-width:760px){ .glance-grid{grid-template-columns:repeat(3,1fr);gap:20px} }
.glance-item{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:20px 20px 20px;display:grid;grid-template-columns:44px 1fr;column-gap:10px;align-items:center}
.glance-ico{grid-row:span 2;width:44px;height:44px;border-radius:13px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center}
.glance-ico svg{width:22px;height:22px}
.glance-k{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.glance-v{font-size:19px;font-weight:800;color:var(--navy);letter-spacing:-.01em}
.glance-item p{grid-column:1/-1;margin:10px 0 0;font-size:14px;color:var(--muted)}

#angebot .card{display:flex;flex-direction:column;position:relative}
#angebot .card .tag{position:absolute;top:22px;right:20px;margin:0}
#angebot .card > p:not(.card-day){flex:1 0 auto}
#angebot .card h3{padding-right:100px}

#angebot .card-day{margin:10px 0 0;padding-top:10px;border-top:1px dashed var(--border);font-size:14px;color:var(--muted)}
#angebot .card-day b{color:var(--navy);font-weight:800}
#angebot .card-day sup,.card-foot sup{font-size:12px;color:var(--accent);font-weight:700;margin-left:1px}
.card-foot{max-width:900px;margin:20px auto 0;font-size:12px;color:var(--muted);text-align:center}
#angebot .card-day{flex:0 0 auto}

#entscheidung{padding-bottom:10px}
.ways{display:grid;gap:10px;max-width:880px;margin:0 auto}
@media (min-width:720px){ .ways{grid-template-columns:1fr 1fr;gap:20px} }
.way{border-radius:var(--r-lg);padding:20px 20px 20px;background:var(--surface)}
.way p{margin:10px 0 0;font-size:14px}
.way-k{display:block;font-size:14px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.way--stay{border:1px solid var(--border);color:var(--muted)}
.way--stay .way-k{color:var(--muted)}
.way--go{border:2px solid var(--accent);box-shadow:0 10px 28px rgba(33,118,255,.12)}
.way--go .way-k{color:var(--accent)}
.way--go p{color:var(--navy)}
.ways-note{max-width:640px;margin:20px auto 0;text-align:center;font-size:14px;color:var(--muted)}

@media (min-width:860px){ #passt .qual{grid-template-columns:1.15fr .85fr;align-items:stretch} }
#passt .qual > div:first-child{background:var(--surface);border:2px solid rgba(29,154,108,.45);box-shadow:0 14px 34px rgba(13,27,46,.08)}
#passt .qual > div:last-child{background:transparent;border:1px dashed rgba(13,27,46,.14);box-shadow:none}
#passt .qual .yes,#passt .qual .no{font-size:19px}
#passt .qual .no{color:var(--muted)}
#passt .qual .yes::before,#passt .qual .no::before{content:"";width:30px;height:30px;border-radius:50%;flex:0 0 auto;background-repeat:no-repeat;background-position:center;background-size:16px}
#passt .qual .yes::before{background-color:var(--ok);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.4l2.8 2.8 6-6.2' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E")}
#passt .qual .no::before{background-color:#E6EAF1;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 4.5l7 7M11.5 4.5l-7 7' fill='none' stroke='%236D7C91' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E")}
#passt .qlist{gap:10px}
#passt .qlist li{font-size:16px}
#passt .qlist li::before{content:"";width:20px;height:20px;margin-top:2px;border-radius:50%;flex:0 0 auto;background-repeat:no-repeat;background-position:center;background-size:12px}
#passt .qlist--yes li::before{background-color:rgba(29,154,108,.14);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.4l2.8 2.8 6-6.2' fill='none' stroke='%231D9A6C' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E")}
#passt .qlist--yes li b{color:var(--navy)}
#passt .qlist--no li{color:var(--muted)}
#passt .qlist--no li::before{background-color:#EEF1F6;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M5 5l6 6M11 5l-6 6' fill='none' stroke='%238A97AB' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E")}
#passt .qlist--no li b{color:var(--text);font-weight:700}

#passt .qual > div:last-child{border:1px dashed rgba(194,65,12,.35)}
#passt .qual .no{color:var(--navy)}
#passt .qual .no::before{background-color:var(--warn);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 4.5l7 7M11.5 4.5l-7 7' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E")}
#passt .qlist--no li::before{background-color:rgba(194,65,12,.12);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M5 5l6 6M11 5l-6 6' fill='none' stroke='%23C2410C' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E")}

.hero .lead{max-width:34rem;font-size:16px;margin-bottom:20px}
.hero .lead .lead-q{display:block;margin-top:10px;color:var(--navy);font-weight:500}
.hero .lead .lead-result{margin-top:10px}
.hero .lead .lead-punch{margin-top:20px}
@media (max-width:640px){ .hero .lead .lead-result{font-size:14px} }

.glance-item{align-content:start}

.monat-actions .btn-row{margin-top:0}
@media (min-width:960px){
  .monat-grid{grid-template-rows:auto auto;row-gap:20px}
  .monat-text{grid-column:1;grid-row:1;align-self:end}
  .monat-actions{grid-column:1;grid-row:2;align-self:start}
  .monat-card{grid-column:2;grid-row:1 / span 2;align-self:center}
}

.fc-bridge{margin:20px 0 10px;font-size:14px;color:var(--navy);font-weight:500}

.hero{margin-top:-100px;padding-top:180px}
@media (max-width:899px){ .hero{margin-top:-80px;padding-top:100px} }

.hero .btn-row{display:grid;width:fit-content;max-width:100%;gap:10px}
.hero .btn-row .btn{width:100%}
.btn-quick{background:#fff;color:var(--navy);border:1px solid rgba(13,27,46,.08);box-shadow:0 1px 2px rgba(13,27,46,.04),0 6px 18px rgba(13,27,46,.06);gap:10px;justify-content:flex-start;text-align:left;padding:10px 20px 10px 10px;min-height:0}
.btn-quick .q-ico{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;background:var(--accent-soft);color:var(--accent)}
.btn-quick .q-ico svg{width:21px;height:21px}
.btn-quick .q-txt{display:flex;flex-direction:column;font-size:16px;font-weight:700}
.btn-quick .q-txt small{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);margin-bottom:2px}
.btn-quick .q-arrow{width:18px;height:18px;margin-left:auto;color:var(--navy);opacity:.45;transition:transform .2s ease,opacity .2s ease;flex:0 0 auto}
.btn-quick:hover{border-color:rgba(33,118,255,.35);background:#fff;color:var(--navy);transform:translateY(-2px);box-shadow:0 10px 26px rgba(13,27,46,.09)}
.btn-quick:hover .q-arrow{transform:translateX(3px);opacity:1;color:var(--accent)}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media (max-width:420px){.btn-quick{gap:10px;padding-right:20px}.btn-quick .q-ico{width:36px;height:36px}.btn-quick .q-ico svg{width:18px;height:18px}.btn-quick .q-txt{font-size:14px}}
#angebot .card h3{padding-right:0!important;white-space:nowrap;text-wrap:nowrap;font-size:var(--fs-14-16)}

.cred-stats{display:grid;grid-template-columns:1fr;gap:10px;margin-top:20px}
.cred-stats .cs{display:flex;align-items:center;gap:20px;background:var(--surface-2);border:1px solid rgba(13,27,46,.07);border-radius:var(--r-md);padding:20px 20px}
.cred-stats .cs-v{flex:0 0 auto;min-width:112px;font-size:36px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.cred-stats .cs-v em{font-style:normal;color:var(--accent)}
.cred-stats .cs-k{font-size:14px;color:var(--muted)}
.cred-ihk{display:flex;align-items:center;gap:10px;margin-top:10px;padding:10px 20px;border-radius:var(--r-md);background:#fff;border:1px dashed rgba(13,27,46,.14);font-size:14px;color:var(--text)}
.cred-ihk strong{color:var(--navy)}
.ihk-badge{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;height:30px;padding:0 10px;border-radius:8px;background:var(--navy);color:#fff;font-size:12px;font-weight:800;letter-spacing:.08em}
@media (min-width:520px){
  .cred-stats{grid-template-columns:repeat(3,1fr)}
  .cred-stats .cs{flex-direction:column;align-items:flex-start;gap:10px;padding:20px 20px}
  .cred-stats .cs-v{min-width:0;font-size:36px}
}

@media (min-width:900px){
  .hero{padding-top:120px}
  .hero-grid{align-items:start}
  .hero-grid > div:first-child{padding-top:20px}
}

.cred-ihk{gap:20px;padding:20px 20px;background:linear-gradient(135deg,#fff 0%,var(--surface-2) 100%);border:1px solid rgba(33,118,255,.18);box-shadow:0 1px 2px rgba(13,27,46,.04),0 8px 22px rgba(13,27,46,.05)}
.ihk-seal{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;box-shadow:0 0 0 5px var(--accent-soft)}
.ihk-seal svg{width:26px;height:26px}
.ihk-body{display:flex;flex-direction:column;gap:10px;min-width:0}
.ihk-over{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}
.ihk-list{display:flex;flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none}
.ihk-list li{display:inline-flex;align-items:center;gap:10px;padding:10px 10px;border-radius:999px;background:#fff;border:1px solid rgba(13,27,46,.08);font-size:14px;font-weight:600;color:var(--navy)}
.ihk-list li::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--ok);flex:0 0 auto}
@media (max-width:519px){.cred-ihk{align-items:flex-start;gap:10px;padding:20px}.ihk-seal{width:40px;height:40px;box-shadow:0 0 0 4px var(--accent-soft)}.ihk-seal svg{width:20px;height:20px}.ihk-list li{font-size:14px;padding:10px 10px;white-space:nowrap}}

.tool-links{margin:10px 0 0;font-size:14px;color:var(--muted)}
.tool-links a{color:var(--accent);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.cta-line{display:flex;flex-direction:column;align-items:center;gap:10px;margin-top:40px;padding:20px 20px;border-radius:var(--r-lg);background:var(--navy);color:#fff;text-align:center}
.cta-line span{font-weight:600;font-size:16px}
.cta-line .btn{white-space:nowrap}
@media (min-width:760px){.cta-line{flex-direction:row;justify-content:space-between;text-align:left;padding:20px 20px}}
#angebot .app-band{margin-top:20px}
.monat-actions .btn-row .btn-ghost{background:#fff;border:1.5px solid rgba(13,27,46,.12);text-decoration:none;color:var(--navy);padding:10px 20px;justify-content:center}

.page-hero .reassure{margin-top:20px}
.quali-grid--q{display:grid;gap:0 20px}
@media (min-width:640px){.quali-grid--q{grid-template-columns:1fr 1fr}}

.dein-job--kompakt{padding-block:60px}
@media (min-width:900px){.dein-job--kompakt{padding-block:80px}.dein-job--kompakt .sect-head{margin-bottom:40px}}
.job-points{display:grid;gap:10px;margin:0;padding:0;list-style:none}
.job-points li{display:flex;align-items:center;gap:10px;padding:20px 20px;border-radius:var(--r-md);background:var(--surface);border:1px solid rgba(13,27,46,.07)}
.job-points .jp-ico{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:12px;background:var(--accent-soft);color:var(--accent)}
.job-points .jp-ico svg{width:22px;height:22px}
.job-points b{display:block;font-size:16px;color:var(--navy)}
.job-points span:not(.jp-ico){display:block;font-size:14px;color:var(--muted);margin-top:2px}
@media (min-width:640px){.job-points{grid-template-columns:1fr 1fr}}
@media (min-width:1000px){.job-points{grid-template-columns:repeat(4,1fr)}.job-points li{flex-direction:column;align-items:flex-start;gap:10px;padding:20px 20px}}
.job-points li{align-items:flex-start}
.job-points span:not(.jp-ico){font-size:14px;margin-top:10px}
.job-points b{font-size:16px}
@media (min-width:1000px){.job-points li{padding:20px 20px}}

.monat-actions{text-align:center}
.monat-actions .btn-row{justify-content:center;width:100%}
.monat-actions .btn-row .btn-primary{width:auto;min-width:min(100%,360px)}
.monat-actions .tool-links,.monat-actions .monat-foot{text-align:center;margin-left:auto;margin-right:auto}
.tool-links a{white-space:nowrap}

.btn-quick{background:var(--navy);color:#fff;border:0;box-shadow:0 8px 22px rgba(13,27,46,.22)}
.btn-quick .q-ico{background:var(--accent);color:#fff}
.btn-quick .q-arrow{color:#fff;opacity:.8}
.btn-quick:hover{background:#16294a;color:#fff;border:0;box-shadow:0 12px 28px rgba(13,27,46,.28)}
.btn-quick:hover .q-arrow{color:#fff;opacity:1}

.tsts--real .tst{display:flex;flex-direction:column;background:var(--surface);border:1px solid rgba(13,27,46,.07);border-radius:var(--r-lg);padding:20px 20px 20px}
.tsts--real .tst::before{content:"“";position:absolute;right:18px;top:-8px;font-size:110px;font-weight:700;color:var(--accent);opacity:.12}
.tsts--real blockquote{font-size:14px;font-weight:500;color:var(--text);margin:0 0 20px;flex:1}
.tsts--real .av{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:var(--accent-soft);color:var(--accent);font-weight:800;font-size:14px}
.rating-bar b{color:var(--navy)}
.tst-note{margin:20px auto 0;max-width:640px;text-align:center;font-size:14px;color:var(--muted)}
@media (max-width:899px){
  .tsts--real{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:10px;margin:0 calc(-1 * var(--pad));padding:4px var(--pad) 14px;scrollbar-width:none}
  .tsts--real::-webkit-scrollbar{display:none}
  .tsts--real .tst{flex:0 0 86%;scroll-snap-align:center;height:auto}
}
.rating-bar{text-align:center}.tsts--real .tst-who small{display:block}
@media (min-width:900px){
  .tsts--real .tst--feat{grid-column:1/-1;padding:40px 40px 20px}
  .tsts--real .tst--feat blockquote{font-size:19px;max-width:900px;font-weight:600;color:var(--navy)}
}

.trust-quote{max-width:720px;margin:40px auto 10px;padding:20px 20px;border-radius:var(--r-lg);background:var(--surface-2);border:1px solid rgba(13,27,46,.07);text-align:center}
.trust-quote .tq-stars{color:#F5A524;letter-spacing:3px;font-size:16px;margin-bottom:10px}
.trust-quote blockquote{margin:0 0 10px;font-size:19px;font-weight:600;color:var(--navy)}
.trust-quote figcaption{font-size:14px;color:var(--muted)}
.trust-quote figcaption a{color:var(--accent);font-weight:600;text-decoration:underline;text-underline-offset:3px;white-space:nowrap}
@media (max-width:560px){.trust-quote blockquote{font-size:16px}.trust-quote{padding:20px}}
.mini-quote{margin:10px 0 0;font-size:14px;color:var(--text);font-style:italic}
.mini-quote .mq-stars{color:#F5A524;letter-spacing:2px;font-style:normal;margin-right:4px}
.mini-quote .mq-who{display:inline-block;font-style:normal;font-size:14px;color:var(--muted);margin-left:4px}

.tl-sec{padding-top:20px}
.tl{position:relative;list-style:none;margin:0 auto;padding:0;max-width:820px}
.tl::before{content:"";position:absolute;left:15px;top:8px;bottom:8px;width:2px;background:linear-gradient(var(--accent-soft),var(--accent) 40%,var(--accent-soft))}
.tl-item{position:relative;padding-left:40px;margin-bottom:20px}
.tl-dot{position:absolute;left:7px;top:6px;width:18px;height:18px;border-radius:50%;background:#fff;border:4px solid var(--accent);box-shadow:0 0 0 4px var(--bg)}
.tl-year{display:inline-block;margin-bottom:10px;padding:3px 10px;border-radius:999px;background:var(--accent-soft);color:var(--accent);font-size:14px;font-weight:800;letter-spacing:.04em}
.tl-card{background:var(--surface);border:1px solid rgba(13,27,46,.07);border-radius:var(--r-lg);padding:20px 20px;box-shadow:0 1px 2px rgba(13,27,46,.04),0 8px 22px rgba(13,27,46,.04)}
.tl-card h3{font-size:19px;margin:0 0 10px;color:var(--navy)}
.tl-card p{margin:0;font-size:14px;color:var(--text)}
.tl--alert .tl-dot{border-color:#D9534F}
.tl--alert .tl-year{background:#FDECEC;color:#B83B37}
.tl--alert .tl-card{border-color:rgba(217,83,79,.25);background:#FFF8F8}
.tl--cost .tl-card{background:var(--navy);border-color:transparent}
.tl--cost .tl-card h3{color:#fff}
.tl--cost .tl-card p{color:rgba(255,255,255,.82)}
.tl--cost .tl-dot{border-color:var(--navy)}
.tl--now .tl-dot{background:var(--accent);border-color:var(--accent);box-shadow:0 0 0 6px var(--accent-soft)}
.tl--now .tl-year{background:var(--accent);color:#fff}
.tl--now .tl-card{border:1.5px solid var(--accent)}
@media (min-width:900px){
  .tl{max-width:900px}
  .tl::before{left:50%;margin-left:-1px}
  .tl-item{width:50%;padding-left:0;padding-right:40px;margin-bottom:10px}
  .tl-item:nth-child(even){margin-left:50%;padding-right:0;padding-left:40px}
  .tl-dot{left:auto;right:-9px}
  .tl-item:nth-child(even) .tl-dot{right:auto;left:-9px}
  .tl-item:nth-child(odd){text-align:right}
  .tl-item:nth-child(odd) .tl-card{text-align:left}
}
.decide .cred-stats{margin:20px 0 0;text-align:left}
.decide .cred-ihk{text-align:left}
.um-sub{margin:20px 0 10px;font-weight:700;color:var(--navy)}
.um-quote-sec{padding-block:20px}
.final .mini-quote{text-align:center}

@media (min-width:1250px){
  .site-header{max-width:1380px}
  .site-header .header-inner{max-width:none;padding-inline:20px;gap:20px}
  .nav{margin-left:10px;gap:20px!important}
  .nav a{font-size:14px}
  .nav-login{padding:10px 20px}
  .header-cta{padding-inline:20px}
}

@media (min-width:1260px){.site-header .header-inner{justify-content:flex-start}.site-header .nav{margin-left:auto!important}.site-header .header-cta{margin-left:0}}

.tl-sec{padding-bottom:40px}
.calc-sec{padding-block:40px}
.zul-sec{padding-block:40px 0}
.zul-sec .zul{margin-top:0}
section.um-quote-sec{padding-block:20px 40px}
.um-quote-sec .trust-quote{margin-top:0;margin-bottom:0}
@media (min-width:900px){.tl-sec{padding-bottom:60px}.calc-sec{padding-block:60px}.zul-sec{padding-top:60px}section.um-quote-sec{padding-block:40px 60px}}
@media (min-width:900px){.tl-sec{padding-bottom:60px}.calc-sec{padding-block:60px}.um-quote-sec + .final{padding-top:60px}}
.um-quote-sec + .final{padding-top:40px}

@media (min-width:1260px){.site-header{width:fit-content;max-width:calc(100% - 20px)}.site-header .nav{margin-left:40px!important}}

section{padding-block:40px}
@media (min-width:900px){section{padding-block:60px}.hero{padding-bottom:60px}.dein-job--kompakt{padding-block:60px}}

section{padding-block:40px}
.calc-sec{padding-block:40px}
.page-hero{padding-bottom:40px}
@media (min-width:900px){section{padding-block:40px}.calc-sec{padding-block:40px}.hero{padding-bottom:40px}.page-hero{padding-bottom:40px}.dein-job--kompakt{padding-block:40px}.tl-sec{padding-bottom:40px}section.um-quote-sec{padding-block:20px 40px}.um-quote-sec + .final{padding-top:40px}}

section{padding-block:20px}.calc-sec{padding-block:20px}
@media (min-width:900px){section{padding-block:40px}.calc-sec{padding-block:40px}.hero{padding-bottom:40px}.page-hero{padding-bottom:40px}.dein-job--kompakt{padding-block:40px}.tl-sec{padding-bottom:40px}section.um-quote-sec{padding-block:20px 40px}.um-quote-sec + .final{padding-top:40px}.sect-head{margin-bottom:40px}}
.page-hero .wrap > :last-child{margin-bottom:0}
@media (min-width:720px){.foot-grid--3 > div:first-child ul{grid-template-rows:repeat(5,auto)}}
@media (min-width:720px){.foot-grid--3 > div:first-child ul{display:block;columns:2;column-gap:20px}.foot-grid--3 > div:first-child li{break-inside:avoid;margin-bottom:10px}}

.zul-mini{margin:10px 0 0;font-size:14px;color:var(--muted)}
.zul-mini a{font-weight:600;color:var(--accent)}
.about-more{margin-top:20px}

.swipe-hint{display:none}
@media (max-width:639px){
  .cards--swipe{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:10px;margin:0 calc(-1 * var(--pad));padding:4px var(--pad) 14px;scrollbar-width:none}
  .cards--swipe::-webkit-scrollbar{display:none}
  .cards--swipe .card{flex:0 0 84%;scroll-snap-align:center}
  #angebot .cards--swipe .card h3{white-space:normal}
  .swipe-hint{display:block;text-align:center;font-size:14px;color:var(--muted);margin:-10px 0 10px}
}
.um-fit{margin:0 0 20px;font-weight:600;color:var(--navy);font-size:16px}
@media (min-width:900px){.echo.echo--3.echo--4{grid-template-columns:repeat(2,1fr);max-width:920px}}
.story-box.story-box--2{background:var(--surface);border:1px solid var(--border);box-shadow:none;margin-top:20px}
.story-box--2 p + p{margin-top:10px}

.tsts--real .tst-who{padding:0 0 10px;margin-bottom:10px;border-top:0;border-bottom:1px solid var(--border)}
.tsts--real blockquote{margin-bottom:0}
.tsts--real .tst::before{display:none}
#uFamV{color:#1F8A5B}#uFiskV{color:#C0392B}
.ug-bar{background:#C0392B}.ug-bar span{background:#1F8A5B;border-radius:99px 0 0 99px}.ug-dot--fam{background:#1F8A5B}.ug-dot--fisk{background:#C0392B}.ug-plus-num{color:#4CD08A}
.fc-ok-cta{margin-top:10px}

.q-spar{margin-top:4px}
.q-ausnahme,.fc-ausnahme{margin-top:10px;background:#FFF6E8;border:1px solid #F5B547;border-left:4px solid #F59E0B;border-radius:12px;padding:10px 20px;font-size:14px;color:var(--text)}
.q-ausnahme b,.fc-ausnahme b{display:block;color:#9A5B00;margin-bottom:4px}
.fc-ausnahme{margin:0 0 20px}.fc-ausnahme p{margin:0}

.q-ausnahme,.fc-ausnahme{background:#ECF8F1;border:1px solid #9FD8B5;border-radius:12px}
.q-ausnahme b,.fc-ausnahme b{color:#1E7A47}

@media (min-width:640px){ .fc-opts .fc-opt:last-child:nth-child(odd){grid-column:1 / -1} }

@media (max-width:639px){
  .chips:has(> .chip:nth-child(4)){display:grid;grid-template-columns:1fr 1fr;gap:10px}
  .chips:has(> .chip:nth-child(4)) .chip span{display:flex;justify-content:center;width:100%;padding-inline:10px;font-size:14px}
  .chips:has(> .chip:nth-child(4)) .chip:last-child:nth-child(odd){grid-column:1 / -1}
}
.tsts-note{text-align:center;margin:20px auto 0;max-width:640px}
@media (max-width:639px){ .cards--4 .card .tag{grid-column:1 / -1;justify-self:start;margin-top:10px} }

@media (min-width:640px){ .zul-sec .zul-grid{grid-template-columns:repeat(2,1fr);max-width:720px} }

@media (min-width:760px){ .tool-grid > :last-child:nth-child(odd){grid-column:1 / -1} }

.cards--4 .card--wide{grid-column:1 / -1}
.cards--4 .card--wide .card-cols p{margin:0}
@media (min-width:640px){ .cards.cards--4{grid-template-columns:repeat(2,1fr)} }
@media (min-width:1000px){
  .cards.cards--4{grid-template-columns:repeat(3,1fr)}
  .cards--4 .card--wide .card-cols{display:grid;grid-template-columns:1fr 1fr;column-gap:40px;margin-top:10px}
}
@media (max-width:639px){ .cards--4 .card .card-cols{grid-column:1 / -1;margin-top:10px} .cards--4 .card .card-cols p+p{margin-top:10px} }

.prose,.page-hero h1{overflow-wrap:break-word;hyphens:auto}

.site-header{top:0;margin:0;width:100%;max-width:none;border:0;border-radius:0;box-shadow:none;background:rgba(255,255,255,.86)}
.site-header.scrolled{border:0;box-shadow:0 8px 24px rgba(13,27,46,.07)}
.mobile-nav{border-radius:0}
.site-header .header-inner{max-width:1980px;padding-inline:var(--pad)}
.header-cta{order:10}
@media (max-width:899px){ .site-header{top:0;margin-top:0;width:100%;border-radius:0} .mobile-nav{border-radius:0} }
@media (min-width:900px){ .site-header .header-inner{padding-inline:40px} }
@media (min-width:1260px){
  .site-header{width:100%;max-width:none}
  .site-header .header-inner{display:grid;grid-template-columns:1fr auto 1fr;justify-content:normal}
  .site-header .logo{justify-self:start}
  .site-header .nav{margin:0!important;justify-self:center}
  .site-header .header-actions{justify-self:end}
}

.hero{margin-top:-60px;padding-top:100px}
@media (min-width:900px){ .hero{margin-top:-80px;padding-top:120px} }

.hero{overflow:hidden;overflow-x:clip;overflow-y:visible;background:none}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:
  radial-gradient(58% 52% at 14% 8%, rgba(33,118,255,.22), transparent 62%),
  radial-gradient(44% 40% at 88% 22%, rgba(13,27,46,.20), transparent 62%);background-repeat:no-repeat}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:-260px;height:520px;z-index:-1;pointer-events:none;
  background:radial-gradient(40% 50% at 55% 50%, rgba(143,180,255,.30), transparent 64%);background-repeat:no-repeat}
.glance{position:relative;z-index:1}

.hero .lead .lead-punch{display:inline;margin:0;font:inherit;font-weight:700}

.hero .hero-badge{margin:20px 0 0;padding:0;background:none;border:0;border-radius:0;box-shadow:none}

.clients-marquee{overflow:hidden;margin-top:10px;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);
          mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.clients-track{display:flex;align-items:center;width:max-content;margin:0;padding:10px 0;list-style:none;animation:rolesScroll 44s linear infinite}
.clients-track li{flex:0 0 auto;display:flex;align-items:center;margin:0 40px 0 0}
.clients-track img{display:block;height:24px;width:auto;filter:grayscale(1);opacity:.55}
.clients-track .cl-merck img,.clients-track .cl-ferrero img{height:16px}
.clients-track .cl-bose img{height:16px}
.clients-track .cl-basf img{height:26px}
.clients-track .cl-roche img{height:30px}
.clients-track .cl-zeiss img{height:40px}
.clients-track .cl-abb img{height:26px}
.clients-track .cl-word{font-size:16px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--navy);opacity:.5}
@media (min-width:900px){
  .clients-track li{margin-right:60px}
  .clients-track img{height:28px}
  .clients-track .cl-roche img{height:36px}
  .clients-track .cl-zeiss img{height:46px}
  .clients-track .cl-abb img{height:30px}
  .clients-track .cl-merck img,.clients-track .cl-ferrero img,.clients-track .cl-bose img{height:19px}
  .clients-track .cl-basf img{height:30px}
}
@media (prefers-reduced-motion:reduce){
  .clients-marquee{-webkit-mask-image:none;mask-image:none}
  .clients-track{animation:none;width:auto;flex-wrap:wrap;justify-content:center;row-gap:20px}
  .clients-track li[aria-hidden="true"]{display:none}
}

.roles-label{text-align:left}
.roles-marquee{overflow:visible;-webkit-mask-image:none;mask-image:none}
.roles-track{animation:none;width:auto;flex-wrap:wrap;justify-content:flex-start;gap:10px;padding:0}
.roles-track li{margin:0}
.roles-track li::before{content:"#"}

.monat-actions{text-align:left}
.monat-actions .btn-row{justify-content:flex-start}
.monat-actions .tool-links,.monat-actions .monat-foot{text-align:left;margin-left:0;margin-right:0}
@media (max-width:639px){ .roles-track{gap:10px} .roles-track li{padding:10px 10px;font-size:14px} }

.roles-track{gap:10px 20px}
.roles-track li,.roles-track li.is-core{padding:0;border:0;border-radius:0;background:none;color:var(--accent);font-weight:600}
@media (max-width:639px){ .roles-track{gap:10px 10px} .roles-track li{padding:0;font-size:14px} }

@media (min-width:960px){
  .monat-grid{align-items:start;grid-template-rows:auto 1fr}
  .monat-text,.monat-card{align-self:start}
}

.trustbar,#tools,#passt,#angebot,#ablauf,#ueber-mich,#faq,.final,.calc-sec{border-block:0!important}
.roles{border-top:0}
.site-footer{border-top:0}

#gutachten .gut-head{margin-inline:0;text-align:left}
#angebot .hp-order{justify-content:flex-start;margin-left:0;margin-right:0}

.sh-title{display:grid;justify-items:start}
.sh-title > .eyebrow{display:inline-block;margin-bottom:10px}
.sh-title > h2{justify-self:stretch}
.center .sh-title{width:fit-content;max-width:100%;margin-inline:auto}
.center .sh-title > h2{text-align:center}
.final-card .sh-title,.decide .sh-title{width:fit-content;max-width:100%;margin-inline:auto}
.final-card .sh-title > h2,.decide .sh-title > h2{text-align:center}
.foot-hero{border-bottom:0}

.glance-grid{gap:20px}
@media (min-width:1085px){ .glance-grid{grid-template-columns:repeat(3,1fr);gap:20px} }
@media (min-width:760px) and (max-width:1084px){ .glance-grid{grid-template-columns:1fr} }
.glance-item{position:relative;display:block;min-height:240px;padding:20px 20px 20px 100px;background:#fff;border:0;border-radius:10px;box-shadow:none}
.glance-ico{position:absolute;inset:0 auto 0 0;width:100px;height:auto;border-radius:0;background:none;display:block;grid-row:auto}
.glance-ico img{position:absolute;left:var(--ico-x);width:var(--ico-s);height:var(--ico-s);max-width:none}
.glance-ico img:nth-child(1){top:var(--ico-y1)}
.glance-ico img:nth-child(2){top:var(--ico-y2)}
.glance-ico img:nth-child(3){top:var(--ico-y3)}
.glance-item--plan{--ico-s:80px;--ico-x:4px;--ico-y1:-3px;--ico-y2:75px;--ico-y3:161px}
.glance-item--uhr{--ico-s:79px;--ico-x:10px;--ico-y1:1px;--ico-y2:80px;--ico-y3:159px}
.glance-item--euro{--ico-s:72px;--ico-x:14px;--ico-y1:4px;--ico-y2:84px;--ico-y3:164px}
.glance-k{display:block;font-family:'Poppins',sans-serif;font-size:12px;font-weight:700;letter-spacing:0;text-transform:uppercase;color:#808080}
.glance-v{display:block;min-height:40px;font-family:'Poppins',sans-serif;font-size:19px;font-weight:700;letter-spacing:0;color:#0d0d0d}
.glance-item p{margin:20px 0 0;font-family:'Poppins',sans-serif;font-size:14px;font-weight:400;color:#4d4d4d}

.card .card-ico,.cards--4 .card .card-ico,.job-points .jp-ico,.ihk-seal,.anchor .ico-svg{width:80px;height:80px;border-radius:0;background:none;border:0;box-shadow:none;display:block;flex:0 0 auto;margin:0}
.card .card-ico{margin-bottom:20px}
.card-ico img,.jp-ico img,.ihk-seal img,.anchor .ico-svg img{display:block;width:80px;height:80px;max-width:none}
@media (max-width:639px){.cards--4 .card{grid-template-columns:80px 1fr;column-gap:20px}}
@media (max-width:519px){.ihk-seal{width:80px;height:80px;box-shadow:none}}

*,*::before,*::after{line-height:round(up,1em,20px)}
small{font-size:12px}
.stats--4 .v em{font-size:var(--fs-11-19)}
h1,h2,h3{hyphens:manual;-webkit-hyphens:manual;overflow-wrap:break-word}
@media (max-width:519px){.cred-ihk{flex-wrap:wrap}}
:root{--fs-11-14:12px;--fs-14-16:14px;--fs-16-19:16px;--fs-19-36:19px;--fs-36-55:36px;--fs-36-68:36px;--fs-55-72:55px;}
@media (min-width:1024px){:root{--fs-11-14:14px;--fs-14-16:16px;--fs-16-19:19px;--fs-19-36:36px;--fs-36-55:55px;--fs-36-68:68px;--fs-55-72:72px;}}

.quick-link{display:inline-block;font-size:16px;font-weight:700;color:var(--navy);text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px;margin-top:20px}
.quick-link:hover{color:var(--accent)}
.hero .btn-row{align-items:flex-start}

.glance-points{margin:0}
@media (min-width:1000px){.glance-points{grid-template-columns:repeat(3,1fr)}}
.glance-points .glance-k{display:block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:0;color:var(--muted);margin:0}

.monat-points li{padding-left:0}
.monat-points li::before{display:none}

.flow{justify-content:flex-start}

.app-band{align-items:start}
.app-band h3{margin-top:0}

.cards--4 .wide-ico{display:flex;align-items:flex-start;justify-content:flex-start}
.cards--4 .wide-ico img{display:block;width:200px;height:200px}
.cards--4 .card--wide{grid-column:auto}
@media (min-width:640px){.cards--4 .card--wide{grid-column:span 2}}
.cards--4 .card--wide .card-cols{display:block}
@media (min-width:1000px){.cards--4 .card--wide .card-cols{display:grid;grid-template-columns:1fr 1fr;column-gap:40px}}

html.has-lenis{scroll-behavior:auto!important}
.lenis.lenis-stopped{overflow:hidden}

@media (min-width:640px){
  .cards--4 .card--wide{display:grid;grid-template-columns:160px 1fr;column-gap:40px;align-items:start}
  .cards--4 .card--wide .card-ico{grid-row:1 / span 2;width:160px;height:160px;margin:0}
  .cards--4 .card--wide .card-ico img{width:160px;height:160px}
  .cards--4 .card--wide > :not(.card-ico){grid-column:2}
}
@media (max-width:639px){.cards--4 .card--wide .card-cols{grid-column:1 / -1;margin-top:10px}}

.hp-timeline{position:relative;margin-top:20px}
.hp-line{position:absolute;left:19px;top:20px;width:2px;height:calc(100% - 40px);background:var(--border)}
.hp-order,#angebot .hp-order{display:flex;flex-direction:column;align-items:flex-start;gap:20px;margin:0;padding:0}
.hp-order li{position:relative;padding:0;background:none;border:0;box-shadow:none;border-radius:0;gap:20px;font-size:16px}
.hp-order li::after,.hp-order li:not(:last-child)::after{display:none;content:none}
.hp-order li b{width:40px;height:40px;font-size:16px;background:#2176FF;position:relative;z-index:1}

.flow-step{isolation:isolate;container-type:inline-size}
.flow-ziffer-clip{position:absolute;inset:-1px;z-index:-1;overflow:hidden;border-radius:var(--r-lg);pointer-events:none}
.flow-ziffer{position:absolute;right:calc(-.124em + 1px);bottom:calc(.422em + 1px);font-size:83.4cqw;font-weight:600;line-height:0;color:var(--accent);opacity:.1;user-select:none}

.about-photo img{-webkit-mask-image:linear-gradient(to bottom,#000 55%,transparent 92%);mask-image:linear-gradient(to bottom,#000 55%,transparent 92%)}

.about-photo .cap{border-top:0}

@media (min-width:640px){
  .cards--4 .card--wide{grid-column:1 / -1;display:grid;grid-template-columns:1fr 2fr;column-gap:40px;align-items:center}
  .cards--4 .card--wide .card-ico{grid-row:1 / span 2;width:100%;height:auto;margin:0}
  .cards--4 .card--wide .card-ico img{width:100%;height:auto}
  .cards--4 .card--wide > :not(.card-ico){grid-column:2}
  .cards--4 .card--wide h3{align-self:end}
  .cards--4 .card--wide .card-cols{align-self:start}
}
@media (max-width:639px){.cards--4 .card--wide .card-ico img{width:80px;height:80px}}

img[src*="icons3d/absicherung-192."]{margin-left:-10.8px}img[src*="icons3d/altersvorsorge-192."]{margin-left:-17.9px}img[src*="icons3d/arbeitskraft-192."]{margin-left:-12.1px}img[src*="icons3d/auto-192."]{margin-left:-5.8px}img[src*="icons3d/beratung-192."]{margin-left:-10.4px}img[src*="icons3d/betreuung-192."]{margin-left:-12.9px}img[src*="icons3d/courtage-192."]{margin-left:-7.1px}img[src*="icons3d/depot-192."]{margin-left:-8.8px}img[src*="icons3d/euro-192."]{margin-left:-6.7px}img[src*="icons3d/gehaltssprung-192."]{margin-left:-11.2px}img[src*="icons3d/gutachten-192."]{margin-left:-15.8px}img[src*="icons3d/immobilie-192."]{margin-left:-6.2px}img[src*="icons3d/nettopolice-192."]{margin-left:-15.8px}img[src*="icons3d/plan-192."]{margin-left:-15.4px}img[src*="icons3d/sachkunde-192."]{margin-left:-12.9px}img[src*="icons3d/stoppuhr-192."]{margin-left:-12.5px}img[src*="icons3d/telefon-192."]{margin-left:-9.6px}img[src*="icons3d/uhr-192."]{margin-left:-10px}img[src*="icons3d/variabel-192."]{margin-left:-6.2px}img[src*="icons3d/vermoegen-192."]{margin-left:-6.7px}
.card-ico,.jp-ico,.ihk-seal,.anchor .ico-svg{place-items:start;justify-items:start;justify-content:flex-start;align-items:flex-start}
.card-ico img,.jp-ico img,.ihk-seal img,.anchor .ico-svg img{justify-self:start}

@media (max-width:899px){body:not(:has(#stickyCta)){padding-bottom:0}}

.monat-points li{position:relative;padding-left:17px}
.monat-points li::before{display:block;content:"";position:absolute;left:0;top:6.5px;width:7px;height:7px;border:0;border-radius:50%;background:var(--ok)}

@media (min-width:900px){.about-grid{align-items:start}.about-grid .about-photo{position:sticky;top:96px}}

.nav a.is-current,.mobile-nav a.is-current{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:8px;text-decoration-color:var(--accent);color:var(--navy)}
@media (max-width:899px){body.page-nr,body.page-noch{padding-bottom:0}}
h1,h2,h3,.page-hero h1{hyphens:manual!important;-webkit-hyphens:manual!important}

a{-webkit-hyphens:manual;hyphens:manual;overflow-wrap:anywhere}

@media (min-width:768px){h1,h1 .hl{-webkit-hyphens:none!important;hyphens:none!important}.hero-grid>div:first-child{max-width:none}}

.site-footer li a{display:inline-block;padding:10px 0}

.blob{opacity:.45}

.mobile-nav .mnav-cta{display:block;margin:20px 20px 20px;text-align:center;color:#fff;border-bottom:0}
.app-line{margin-top:20px}
.about-more{margin-top:20px}

.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--navy);color:#fff;padding:10px 20px;border-radius:0 0 10px 0}
.skip-link:focus{left:0}

.hero-facts{margin:20px 0 0;font-size:14px;color:var(--muted)}
.hero-facts b{color:var(--navy)}

.tsts--real .av{display:none}

.ug-cost-note{margin:20px 0 0;font-size:14px;color:var(--muted)}
.mobile-nav .mnav-cta{width:auto;max-width:calc(100% - 40px);margin:20px auto 20px 20px;display:block;box-sizing:border-box}
@media (max-width:899px){.mobile-nav .mnav-cta{width:calc(100% - 40px);max-width:none}}

@media (min-width:640px){.cards--4 .card--wide .card-ico{width:50%;justify-self:center}}

.clients-track .cl-jaegermeister img{height:64px}